Pay vs Place

Bristol vs West Northamptonshire: buying or renting a home

A typical terraced house costs £141,250 (59%) more in Bristol than in West Northamptonshire. Measured against local pay, buying is harder in Bristol: it takes 9.6× median annual pay, against 6.3× in West Northamptonshire.

Bristol, terraced
£380,000
Income typically needed: £76,000
Median full-time pay: £39,509
West Northamptonshire, terraced
£238,750
Income typically needed: £48,000
Median full-time pay: £38,000

At a glance

Bristol West Northamptonshire
Buying a home Expensive Fairly affordable
Renting a home Very expensive Expensive
Recorded crime High About average

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in West Northamptonshire (£38,000) is 4% lower than in Bristol (£39,509), while a typical terraced house costs 37% less (£238,750 against £380,000). Set against local pay, West Northamptonshire is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 9.6× annual pay in Bristol and 6.3× in West Northamptonshire. Renting one takes 61% of pay in Bristol and 34% in West Northamptonshire. Both are harder in Bristol, and the gap is wider for renting.

Across all property types and measured against pay, Bristol is the 99th most expensive of 316 areas to buy in, and West Northamptonshire is around the middle of 316 areas (154th most expensive). For renting against pay, Bristol is the 14th most expensive of 316 areas and West Northamptonshire is around the middle of 316 areas (144th most expensive).

Someone on £40,000 in Bristol would need about £25,000 in West Northamptonshire to be equally placed to buy a terraced house, and about £21,000 to be equally placed to rent one. Keeping the same pay after a move to West Northamptonshire would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 131.0 crimes per 1,000 residents in Bristol and 71.0 in West Northamptonshire, so recorded crime per resident is 46% lower in West Northamptonshire. The biggest difference is in vehicle offences: 9.8 per 1,000 in Bristol against 4.7 in West Northamptonshire.

Can a typical earner buy?

Terraced house Bristol West Northamptonshire
Median full-time pay £39,509 £38,000
House price ÷ pay 9.6× 6.3×
Median pay as a share of income typically needed to buy 52% 80%
Rent a year as a share of median pay 61% 34%

Buying, by property type

Type Bristol West Northamptonshire Difference
Detached £536,500 £425,000 -21% in West Northamptonshire
Semi-detached £370,000 £281,000 -24% in West Northamptonshire
Terraced £380,000 £238,750 -37% in West Northamptonshire
Flat £265,000 £146,000 -45% in West Northamptonshire

Renting, by property type

Type (average rent a month) Bristol West Northamptonshire Difference
Detached £2,106 £1,470 -30% in West Northamptonshire
Semi-detached £2,091 £1,107 -47% in West Northamptonshire
Terraced £2,008 £1,063 -47% in West Northamptonshire
Flat £1,508 £858 -43% in West Northamptonshire

Crime

Police recorded 131.0 crimes per 1,000 residents in Bristol and 71.0 in West Northamptonshire, so recorded crime per resident is 46% lower in West Northamptonshire.

Police recorded crime per 1,000 residents Bristol West Northamptonshire Difference
All recorded crime (excluding fraud) 131.0 71.0 -46% in West Northamptonshire
Violence against the person 47.4 27.4 -42% in West Northamptonshire
Sexual offences 5.2 3.8 -27% in West Northamptonshire
Robbery 3.0 1.5 -49% in West Northamptonshire
Residential burglary (per 1,000 households) 9.2 6.3 -31% in West Northamptonshire
Vehicle offences 9.8 4.7 -52% in West Northamptonshire
Theft from the person 0.8 0.3 -59% in West Northamptonshire
Criminal damage and arson 10.7 5.4 -49% in West Northamptonshire

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Bristol: 227West Northamptonshire: 179
House prices in Bristol and West Northamptonshire since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Bristol now 227, West Northamptonshire now 179.5010015020025020052010201520202025House prices in Bristol and West Northamptonshire since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Bristol now 227, West Northamptonshire now 179.5010015020025020102020
Show the figures
YearBristolWest Northamptonshire
2005100100
2006108104
2007121112
2008116107
200910394
2010112101
2011112100
2012114101
2013118104
2014131113
2015144121
2016164132
2017173142
2018180148
2019182147
2020189149
2021201158
2022222173
2023225174
2024224172
2025227178
12 months to July 2026227179

In 2005 the average home cost £154,224 in Bristol and £162,574 in West Northamptonshire. Now it is £350,147 and £291,495: Bristol is up 127% and West Northamptonshire is up 79%. Prices have risen faster in Bristol, so the gap between the two has narrowed.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Bristol: 177West Northamptonshire: 160
Rents in Bristol and West Northamptonshire since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Bristol now 177, West Northamptonshire now 160.100120140160180201620182020202220242026Rents in Bristol and West Northamptonshire since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Bristol now 177, West Northamptonshire now 160.100120140160180201520202025
Show the figures
YearBristolWest Northamptonshire
2015100100
2016108105
2017115111
2018118115
2019120118
2020125120
2021131123
2022143128
2023155135
2024165144
2025168154
August 2026177160

In 2015 the average rent was £1,064 a month in Bristol and £678 in West Northamptonshire. Now it is £1,883 and £1,084: up 77% in Bristol and up 60% in West Northamptonshire. Rents have risen faster in Bristol.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Bristol to West Northamptonshire

Earning in Bristol Equivalent to buy in West Northamptonshire Equivalent to rent in West Northamptonshire
£30,000 £19,000 £16,000
£40,000 £25,000 £21,000
£50,000 £31,500 £26,500
£60,000 £37,500 £32,000

Moving from West Northamptonshire to Bristol

Earning in West Northamptonshire Equivalent to buy in Bristol Equivalent to rent in Bristol
£30,000 £47,500 £56,500
£40,000 £63,500 £75,500
£50,000 £79,500 £94,500
£60,000 £95,500 £113,500
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Bristol figures · All West Northamptonshire figures