Pay vs Place

Bristol vs Three Rivers: buying or renting a home

A typical terraced house costs £70,000 (18%) more in Three Rivers than in Bristol. Measured against local pay, buying is harder in Three Rivers: it takes 10.2× median annual pay, against 9.6× in Bristol.

Bristol, terraced
£380,000
Income typically needed: £76,000
Median full-time pay: £39,509
Three Rivers, terraced
£450,000
Income typically needed: £90,000
Median full-time pay: £43,980

At a glance

Bristol Three Rivers
Buying a home Expensive Very expensive
Renting a home Very expensive Very expensive
Recorded crime High Low

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Three Rivers (£43,980) is 11% higher than in Bristol (£39,509), while a typical terraced house costs 18% more (£450,000 against £380,000). Set against local pay, Bristol is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 9.6× annual pay in Bristol and 10.2× in Three Rivers. Renting one takes 61% of pay in Bristol and 46% in Three Rivers. The two measures point different ways: buying is harder in Three Rivers, but renting takes a bigger share of pay in Bristol.

Across all property types and measured against pay, Bristol is the 99th most expensive of 316 areas to buy in, and Three Rivers is the 9th most expensive of 316 areas. For renting against pay, Bristol is the 14th most expensive of 316 areas and Three Rivers is the 26th most expensive of 316 areas.

Someone on £40,000 in Bristol would need about £47,500 in Three Rivers to be equally placed to buy a terraced house, and about £33,500 to be equally placed to rent one. Keeping the same pay after a move to Three Rivers would leave you worse placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 131.0 crimes per 1,000 residents in Bristol and 52.4 in Three Rivers, so recorded crime per resident is 60% lower in Three Rivers. The biggest difference is in vehicle offences: 9.8 per 1,000 in Bristol against 3.5 in Three Rivers.

Can a typical earner buy?

Terraced house Bristol Three Rivers
Median full-time pay £39,509 £43,980
House price ÷ pay 9.6× 10.2×
Median pay as a share of income typically needed to buy 52% 49%
Rent a year as a share of median pay 61% 46%

Buying, by property type

Type Bristol Three Rivers Difference
Detached £536,500 £960,000 +79% in Three Rivers
Semi-detached £370,000 £625,000 +69% in Three Rivers
Terraced £380,000 £450,000 +18% in Three Rivers
Flat £265,000 £306,000 +15% in Three Rivers

Renting, by property type

Type (average rent a month) Bristol Three Rivers Difference
Detached £2,106 £2,604 +24% in Three Rivers
Semi-detached £2,091 £1,996 -5% in Three Rivers
Terraced £2,008 £1,671 -17% in Three Rivers
Flat £1,508 £1,461 -3% in Three Rivers

Crime

Police recorded 131.0 crimes per 1,000 residents in Bristol and 52.4 in Three Rivers, so recorded crime per resident is 60% lower in Three Rivers.

Police recorded crime per 1,000 residents Bristol Three Rivers Difference
All recorded crime (excluding fraud) 131.0 52.4 -60% in Three Rivers
Violence against the person 47.4 21.4 -55% in Three Rivers
Sexual offences 5.2 2.1 -59% in Three Rivers
Robbery 3.0 0.5 -85% in Three Rivers
Residential burglary (per 1,000 households) 9.2 5.8 -36% in Three Rivers
Vehicle offences 9.8 3.5 -64% in Three Rivers
Theft from the person 0.8 0.3 -61% in Three Rivers
Criminal damage and arson 10.7 4.1 -62% in Three Rivers

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Bristol: 227Three Rivers: 207
House prices in Bristol and Three Rivers since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Bristol now 227, Three Rivers now 207.10015020025020052010201520202025House prices in Bristol and Three Rivers since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Bristol now 227, Three Rivers now 207.10015020025020102020
Show the figures
YearBristolThree Rivers
2005100100
2006108106
2007121116
2008116117
2009103105
2010112115
2011112118
2012114120
2013118127
2014131141
2015144161
2016164183
2017173190
2018180187
2019182185
2020189184
2021201193
2022222207
2023225204
2024224202
2025227206
12 months to July 2026227207

In 2005 the average home cost £154,224 in Bristol and £283,435 in Three Rivers. Now it is £350,147 and £585,828: Bristol is up 127% and Three Rivers is up 107%. Prices have risen faster in Bristol, so the gap between the two has narrowed.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Bristol: 8.9 years of payThree Rivers: 13.3 years of pay
Years of median pay needed to buy the average home in Bristol and Three RiversBristol now 8.9, Three Rivers now 13.3 years of pay.0×5×10×15×20052010201520202025Years of median pay needed to buy the average home in Bristol and Three RiversBristol now 8.9, Three Rivers now 13.3 years of pay.0×5×10×15×20052010201520202025
Show the figures
YearBristolThree Rivers
20057.0 years of pay10.2 years of pay
20106.8 years of pay9.7 years of pay
20158.1 years of pay14.2 years of pay
20209.0 years of pay13.7 years of pay
20258.9 years of pay13.3 years of pay

In 2005 a home cost 7.0 years of pay in Bristol and 10.2 years in Three Rivers. In 2025 it was 8.9 years and 13.3 years.

Affordability has worsened more in Three Rivers over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Bristol: 177Three Rivers: 145
Rents in Bristol and Three Rivers since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Bristol now 177, Three Rivers now 145.100120140160180201620182020202220242026Rents in Bristol and Three Rivers since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Bristol now 177, Three Rivers now 145.100120140160180201520202025
Show the figures
YearBristolThree Rivers
2015100100
2016108107
2017115109
2018118108
2019120108
2020125107
2021131110
2022143114
2023155121
2024165131
2025168141
August 2026177145

In 2015 the average rent was £1,064 a month in Bristol and £1,258 in Three Rivers. Now it is £1,883 and £1,826: up 77% in Bristol and up 45% in Three Rivers. Rents have risen faster in Bristol.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Bristol to Three Rivers

Earning in Bristol Equivalent to buy in Three Rivers Equivalent to rent in Three Rivers
£30,000 £35,500 £25,000
£40,000 £47,500 £33,500
£50,000 £59,000 £41,500
£60,000 £71,000 £50,000

Moving from Three Rivers to Bristol

Earning in Three Rivers Equivalent to buy in Bristol Equivalent to rent in Bristol
£30,000 £25,500 £36,000
£40,000 £34,000 £48,000
£50,000 £42,000 £60,000
£60,000 £50,500 £72,000
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job. The pay estimate for Three Rivers is less reliable than most.

All Bristol figures · All Three Rivers figures