Pay vs Place

Bristol vs Tamworth: buying or renting a home

A typical terraced house costs £177,500 (88%) more in Bristol than in Tamworth. Measured against local pay, buying is harder in Bristol: it takes 9.6× median annual pay, against 5.3× in Tamworth.

Bristol, terraced
£380,000
Income typically needed: £76,000
Median full-time pay: £39,509
Tamworth, terraced
£202,500
Income typically needed: £40,500
Median full-time pay: £38,496

At a glance

Bristol Tamworth
Buying a home Expensive Fairly affordable
Renting a home Very expensive Fairly affordable
Recorded crime High About average

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Tamworth (£38,496) is 3% lower than in Bristol (£39,509), while a typical terraced house costs 47% less (£202,500 against £380,000). Set against local pay, Tamworth is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 9.6× annual pay in Bristol and 5.3× in Tamworth. Renting one takes 61% of pay in Bristol and 28% in Tamworth. Both are harder in Bristol, and the gap is wider for renting.

Across all property types and measured against pay, Bristol is the 99th most expensive of 316 areas to buy in, and Tamworth is the 93rd least expensive of 316 areas. For renting against pay, Bristol is the 14th most expensive of 316 areas and Tamworth is the 103rd least expensive of 316 areas.

Someone on £40,000 in Bristol would need about £21,500 in Tamworth to be equally placed to buy a terraced house, and about £18,000 to be equally placed to rent one. Keeping the same pay after a move to Tamworth would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 131.0 crimes per 1,000 residents in Bristol and 67.8 in Tamworth, so recorded crime per resident is 48% lower in Tamworth. The biggest difference is in criminal damage and arson: 10.7 per 1,000 in Bristol against 4.3 in Tamworth.

Can a typical earner buy?

Terraced house Bristol Tamworth
Median full-time pay £39,509 £38,496
House price ÷ pay 9.6× 5.3×
Median pay as a share of income typically needed to buy 52% 95%
Rent a year as a share of median pay 61% 28%

Buying, by property type

Type Bristol Tamworth Difference
Detached £536,500 £370,000 -31% in Tamworth
Semi-detached £370,000 £244,475 -34% in Tamworth
Terraced £380,000 £202,500 -47% in Tamworth

Renting, by property type

Type (average rent a month) Bristol Tamworth Difference
Detached £2,106 £1,241 -41% in Tamworth
Semi-detached £2,091 £975 -53% in Tamworth
Terraced £2,008 £914 -54% in Tamworth

Crime

Police recorded 131.0 crimes per 1,000 residents in Bristol and 67.8 in Tamworth, so recorded crime per resident is 48% lower in Tamworth.

Police recorded crime per 1,000 residents Bristol Tamworth Difference
All recorded crime (excluding fraud) 131.0 67.8 -48% in Tamworth
Violence against the person 47.4 28.9 -39% in Tamworth
Sexual offences 5.2 3.2 -38% in Tamworth
Robbery 3.0 0.8 -73% in Tamworth
Residential burglary (per 1,000 households) 9.2 4.3 -53% in Tamworth
Vehicle offences 9.8 5.6 -42% in Tamworth
Theft from the person 0.8 0.3 -66% in Tamworth
Criminal damage and arson 10.7 4.3 -60% in Tamworth

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Bristol: 227Tamworth: 172
House prices in Bristol and Tamworth since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Bristol now 227, Tamworth now 172.5010015020025020052010201520202025House prices in Bristol and Tamworth since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Bristol now 227, Tamworth now 172.5010015020025020102020
Show the figures
YearBristolTamworth
2005100100
2006108102
2007121106
2008116104
200910394
201011295
201111294
201211497
201311897
2014131102
2015144108
2016164117
2017173125
2018180131
2019182134
2020189140
2021201147
2022222163
2023225166
2024224166
2025227169
12 months to July 2026227172

In 2005 the average home cost £154,224 in Bristol and £135,023 in Tamworth. Now it is £350,147 and £232,480: Bristol is up 127% and Tamworth is up 72%. Prices have risen faster in Bristol, so the gap between the two has widened.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Bristol: 8.9 years of payTamworth: 5.9 years of pay
Years of median pay needed to buy the average home in Bristol and TamworthBristol now 8.9, Tamworth now 5.9 years of pay.0×2.5×5×7.5×10×20052010201520202025Years of median pay needed to buy the average home in Bristol and TamworthBristol now 8.9, Tamworth now 5.9 years of pay.0×2.5×5×7.5×10×20052010201520202025
Show the figures
YearBristolTamworth
20057.0 years of pay5.7 years of pay
20106.8 years of pay5.0 years of pay
20158.1 years of pay6.1 years of pay
20209.0 years of pay7.4 years of pay
20258.9 years of pay5.9 years of pay

In 2005 a home cost 7.0 years of pay in Bristol and 5.7 years in Tamworth. In 2025 it was 8.9 years and 5.9 years.

Affordability has worsened more in Bristol over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Bristol: 177Tamworth: 154
Rents in Bristol and Tamworth since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Bristol now 177, Tamworth now 154.100120140160180201620182020202220242026Rents in Bristol and Tamworth since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Bristol now 177, Tamworth now 154.100120140160180201520202025
Show the figures
YearBristolTamworth
2015100100
2016108103
2017115107
2018118110
2019120112
2020125116
2021131120
2022143127
2023155133
2024165143
2025168152
August 2026177154

In 2015 the average rent was £1,064 a month in Bristol and £602 in Tamworth. Now it is £1,883 and £925: up 77% in Bristol and up 54% in Tamworth. Rents have risen faster in Bristol.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Bristol to Tamworth

Earning in Bristol Equivalent to buy in Tamworth Equivalent to rent in Tamworth
£30,000 £16,000 £13,500
£40,000 £21,500 £18,000
£50,000 £26,500 £23,000
£60,000 £32,000 £27,500

Moving from Tamworth to Bristol

Earning in Tamworth Equivalent to buy in Bristol Equivalent to rent in Bristol
£30,000 £56,500 £66,000
£40,000 £75,000 £88,000
£50,000 £94,000 £110,000
£60,000 £112,500 £132,000
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Bristol figures · All Tamworth figures