Pay vs Place

Bristol vs Surrey Heath: buying or renting a home

A typical terraced house costs £5,000 (1%) more in Surrey Heath than in Bristol. Measured against local pay, buying is harder in Bristol: it takes 9.6× median annual pay, against 8.8× in Surrey Heath.

Bristol, terraced
£380,000
Income typically needed: £76,000
Median full-time pay: £39,509
Surrey Heath, terraced
£385,000
Income typically needed: £77,000
Median full-time pay: £43,633

At a glance

Bristol Surrey Heath
Buying a home Expensive Very expensive
Renting a home Very expensive Very expensive
Recorded crime High Low

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Surrey Heath (£43,633) is 10% higher than in Bristol (£39,509), while a typical terraced house costs 1% more (£385,000 against £380,000). Set against local pay, Surrey Heath is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 9.6× annual pay in Bristol and 8.8× in Surrey Heath. Renting one takes 61% of pay in Bristol and 40% in Surrey Heath. Both are harder in Bristol, and the gap is wider for renting.

Across all property types and measured against pay, Bristol is the 99th most expensive of 316 areas to buy in, and Surrey Heath is the 27th most expensive of 316 areas. For renting against pay, Bristol is the 14th most expensive of 316 areas and Surrey Heath is the 69th most expensive of 316 areas.

Someone on £40,000 in Bristol would need about £40,500 in Surrey Heath to be equally placed to buy a terraced house, and about £29,000 to be equally placed to rent one. Keeping the same pay after a move to Surrey Heath would leave you worse placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 131.0 crimes per 1,000 residents in Bristol and 51.7 in Surrey Heath, so recorded crime per resident is 61% lower in Surrey Heath. The biggest difference is in vehicle offences: 9.8 per 1,000 in Bristol against 2.5 in Surrey Heath.

Can a typical earner buy?

Terraced house Bristol Surrey Heath
Median full-time pay £39,509 £43,633
House price ÷ pay 9.6× 8.8×
Median pay as a share of income typically needed to buy 52% 57%
Rent a year as a share of median pay 61% 40%

Buying, by property type

Type Bristol Surrey Heath Difference
Detached £536,500 £710,000 +32% in Surrey Heath
Semi-detached £370,000 £471,000 +27% in Surrey Heath
Terraced £380,000 £385,000 +1% in Surrey Heath
Flat £265,000 £232,500 -12% in Surrey Heath

Renting, by property type

Type (average rent a month) Bristol Surrey Heath Difference
Detached £2,106 £2,243 +7% in Surrey Heath
Semi-detached £2,091 £1,609 -23% in Surrey Heath
Terraced £2,008 £1,457 -27% in Surrey Heath
Flat £1,508 £1,218 -19% in Surrey Heath

Crime

Police recorded 131.0 crimes per 1,000 residents in Bristol and 51.7 in Surrey Heath, so recorded crime per resident is 61% lower in Surrey Heath.

Police recorded crime per 1,000 residents Bristol Surrey Heath Difference
All recorded crime (excluding fraud) 131.0 51.7 -61% in Surrey Heath
Violence against the person 47.4 20.3 -57% in Surrey Heath
Sexual offences 5.2 2.3 -56% in Surrey Heath
Robbery 3.0 0.3 -88% in Surrey Heath
Residential burglary (per 1,000 households) 9.2 3.0 -68% in Surrey Heath
Vehicle offences 9.8 2.5 -75% in Surrey Heath
Theft from the person 0.8 0.3 -69% in Surrey Heath
Criminal damage and arson 10.7 4.6 -57% in Surrey Heath

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Bristol: 227Surrey Heath: 188
House prices in Bristol and Surrey Heath since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Bristol now 227, Surrey Heath now 188.10015020025020052010201520202025House prices in Bristol and Surrey Heath since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Bristol now 227, Surrey Heath now 188.10015020025020102020
Show the figures
YearBristolSurrey Heath
2005100100
2006108104
2007121116
2008116114
2009103102
2010112113
2011112110
2012114114
2013118119
2014131131
2015144145
2016164157
2017173159
2018180160
2019182160
2020189158
2021201170
2022222185
2023225183
2024224180
2025227184
12 months to July 2026227188

In 2005 the average home cost £154,224 in Bristol and £242,306 in Surrey Heath. Now it is £350,147 and £454,644: Bristol is up 127% and Surrey Heath is up 88%. Prices have risen faster in Bristol, so the gap between the two has narrowed.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Bristol: 8.9 years of paySurrey Heath: 10.2 years of pay
Years of median pay needed to buy the average home in Bristol and Surrey HeathBristol now 8.9, Surrey Heath now 10.2 years of pay.0×5×10×15×20052010201520202025Years of median pay needed to buy the average home in Bristol and Surrey HeathBristol now 8.9, Surrey Heath now 10.2 years of pay.0×5×10×15×20052010201520202025
Show the figures
YearBristolSurrey Heath
20057.0 years of pay7.6 years of pay
20106.8 years of pay7.8 years of pay
20158.1 years of pay10.3 years of pay
20209.0 years of pay9.7 years of pay
20258.9 years of pay10.2 years of pay

In 2005 a home cost 7.0 years of pay in Bristol and 7.6 years in Surrey Heath. In 2025 it was 8.9 years and 10.2 years.

Affordability has worsened more in Surrey Heath over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Bristol: 177Surrey Heath: 142
Rents in Bristol and Surrey Heath since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Bristol now 177, Surrey Heath now 142.100120140160180201620182020202220242026Rents in Bristol and Surrey Heath since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Bristol now 177, Surrey Heath now 142.100120140160180201520202025
Show the figures
YearBristolSurrey Heath
2015100100
2016108102
2017115109
2018118109
2019120106
2020125106
2021131107
2022143111
2023155120
2024165133
2025168140
August 2026177142

In 2015 the average rent was £1,064 a month in Bristol and £1,056 in Surrey Heath. Now it is £1,883 and £1,503: up 77% in Bristol and up 42% in Surrey Heath. Rents have risen faster in Bristol.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Bristol to Surrey Heath

Earning in Bristol Equivalent to buy in Surrey Heath Equivalent to rent in Surrey Heath
£30,000 £30,500 £22,000
£40,000 £40,500 £29,000
£50,000 £50,500 £36,500
£60,000 £61,000 £43,500

Moving from Surrey Heath to Bristol

Earning in Surrey Heath Equivalent to buy in Bristol Equivalent to rent in Bristol
£30,000 £29,500 £41,500
£40,000 £39,500 £55,000
£50,000 £49,500 £69,000
£60,000 £59,000 £82,500
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Bristol figures · All Surrey Heath figures