Pay vs Place

Bristol vs St. Helens: buying or renting a home

A typical terraced house costs £237,500 (167%) more in Bristol than in St. Helens. Measured against local pay, buying is harder in Bristol: it takes 9.6× median annual pay, against 3.8× in St. Helens.

Bristol, terraced
£380,000
Income typically needed: £76,000
Median full-time pay: £39,509
St. Helens, terraced
£142,500
Income typically needed: £28,500
Median full-time pay: £37,306

At a glance

Bristol St. Helens
Buying a home Expensive Fairly affordable
Renting a home Very expensive Fairly affordable
Recorded crime High About average

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in St. Helens (£37,306) is 6% lower than in Bristol (£39,509), while a typical terraced house costs 62% less (£142,500 against £380,000). Set against local pay, St. Helens is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 9.6× annual pay in Bristol and 3.8× in St. Helens. Renting one takes 61% of pay in Bristol and 26% in St. Helens. Both are harder in Bristol, and the gap is wider for buying.

Across all property types and measured against pay, Bristol is the 99th most expensive of 316 areas to buy in, and St. Helens is the 29th least expensive of 316 areas. For renting against pay, Bristol is the 14th most expensive of 316 areas and St. Helens is the 49th least expensive of 316 areas.

Someone on £40,000 in Bristol would need about £15,000 in St. Helens to be equally placed to buy a terraced house, and about £16,000 to be equally placed to rent one. Keeping the same pay after a move to St. Helens would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 131.0 crimes per 1,000 residents in Bristol and 86.3 in St. Helens, so recorded crime per resident is 34% lower in St. Helens. The biggest difference is in vehicle offences: 9.8 per 1,000 in Bristol against 3.2 in St. Helens.

Can a typical earner buy?

Terraced house Bristol St. Helens
Median full-time pay £39,509 £37,306
House price ÷ pay 9.6× 3.8×
Median pay as a share of income typically needed to buy 52% 131%
Rent a year as a share of median pay 61% 26%

Buying, by property type

Type Bristol St. Helens Difference
Detached £536,500 £335,995 -37% in St. Helens
Semi-detached £370,000 £205,000 -45% in St. Helens
Terraced £380,000 £142,500 -63% in St. Helens

Renting, by property type

Type (average rent a month) Bristol St. Helens Difference
Detached £2,106 £1,165 -45% in St. Helens
Semi-detached £2,091 £882 -58% in St. Helens
Terraced £2,008 £797 -60% in St. Helens

Crime

Police recorded 131.0 crimes per 1,000 residents in Bristol and 86.3 in St. Helens, so recorded crime per resident is 34% lower in St. Helens.

Police recorded crime per 1,000 residents Bristol St. Helens Difference
All recorded crime (excluding fraud) 131.0 86.3 -34% in St. Helens
Violence against the person 47.4 36.2 -24% in St. Helens
Sexual offences 5.2 3.4 -35% in St. Helens
Robbery 3.0 0.6 -79% in St. Helens
Residential burglary (per 1,000 households) 9.2 3.8 -58% in St. Helens
Vehicle offences 9.8 3.2 -67% in St. Helens
Theft from the person 0.8 0.3 -56% in St. Helens
Criminal damage and arson 10.7 8.2 -23% in St. Helens

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Bristol: 227St. Helens: 175
House prices in Bristol and St. Helens since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Bristol now 227, St. Helens now 175.5010015020025020052010201520202025House prices in Bristol and St. Helens since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Bristol now 227, St. Helens now 175.5010015020025020102020
Show the figures
YearBristolSt. Helens
2005100100
2006108107
2007121113
2008116111
200910398
2010112100
201111295
201211493
201311893
201413197
201514497
2016164104
2017173108
2018180112
2019182115
2020189120
2021201136
2022222153
2023225157
2024224161
2025227167
12 months to July 2026227175

In 2005 the average home cost £154,224 in Bristol and £104,214 in St. Helens. Now it is £350,147 and £181,935: Bristol is up 127% and St. Helens is up 75%. Prices have risen faster in Bristol, so the gap between the two has widened.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Bristol: 8.9 years of paySt. Helens: 4.7 years of pay
Years of median pay needed to buy the average home in Bristol and St. HelensBristol now 8.9, St. Helens now 4.7 years of pay.0×2.5×5×7.5×10×20052010201520202025Years of median pay needed to buy the average home in Bristol and St. HelensBristol now 8.9, St. Helens now 4.7 years of pay.0×2.5×5×7.5×10×20052010201520202025
Show the figures
YearBristolSt. Helens
20057.0 years of pay5.1 years of pay
20106.8 years of pay4.2 years of pay
20158.1 years of pay3.9 years of pay
20209.0 years of pay4.4 years of pay
20258.9 years of pay4.7 years of pay

In 2005 a home cost 7.0 years of pay in Bristol and 5.1 years in St. Helens. In 2025 it was 8.9 years and 4.7 years.

Affordability has worsened more in Bristol over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Bristol: 177St. Helens: 167
Rents in Bristol and St. Helens since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Bristol now 177, St. Helens now 167.100120140160180201620182020202220242026Rents in Bristol and St. Helens since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Bristol now 177, St. Helens now 167.100120140160180201520202025
Show the figures
YearBristolSt. Helens
2015100100
2016108104
2017115107
2018118108
2019120109
2020125111
2021131116
2022143123
2023155132
2024165142
2025168155
August 2026177167

In 2015 the average rent was £1,064 a month in Bristol and £483 in St. Helens. Now it is £1,883 and £807: up 77% in Bristol and up 67% in St. Helens. Rents have risen faster in Bristol.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Bristol to St. Helens

Earning in Bristol Equivalent to buy in St. Helens Equivalent to rent in St. Helens
£30,000 £11,500 £12,000
£40,000 £15,000 £16,000
£50,000 £19,000 £20,000
£60,000 £22,500 £24,000

Moving from St. Helens to Bristol

Earning in St. Helens Equivalent to buy in Bristol Equivalent to rent in Bristol
£30,000 £80,000 £75,500
£40,000 £106,500 £101,000
£50,000 £133,500 £126,000
£60,000 £160,000 £151,000
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Bristol figures · All St. Helens figures