Pay vs Place

Bristol vs South Oxfordshire: buying or renting a home

A typical terraced house costs £15,000 (4%) more in Bristol than in South Oxfordshire. Measured against local pay, buying is harder in Bristol: it takes 9.6× median annual pay, against 7.5× in South Oxfordshire.

Bristol, terraced
£380,000
Income typically needed: £76,000
Median full-time pay: £39,509
South Oxfordshire, terraced
£365,000
Income typically needed: £73,000
Median full-time pay: £48,525

At a glance

Bristol South Oxfordshire
Buying a home Expensive Expensive
Renting a home Very expensive Expensive
Recorded crime High Low

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in South Oxfordshire (£48,525) is 23% higher than in Bristol (£39,509), while a typical terraced house costs 4% less (£365,000 against £380,000). Set against local pay, South Oxfordshire is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 9.6× annual pay in Bristol and 7.5× in South Oxfordshire. Renting one takes 61% of pay in Bristol and 33% in South Oxfordshire. Both are harder in Bristol, and the gap is wider for renting.

Across all property types and measured against pay, Bristol is the 99th most expensive of 316 areas to buy in, and South Oxfordshire is the 77th most expensive of 316 areas. For renting against pay, Bristol is the 14th most expensive of 316 areas and South Oxfordshire is around the middle of 316 areas (135th most expensive).

Someone on £40,000 in Bristol would need about £38,500 in South Oxfordshire to be equally placed to buy a terraced house, and about £26,500 to be equally placed to rent one. Keeping the same pay after a move to South Oxfordshire would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 131.0 crimes per 1,000 residents in Bristol and 40.6 in South Oxfordshire, so recorded crime per resident is 69% lower in South Oxfordshire. The biggest difference is in vehicle offences: 9.8 per 1,000 in Bristol against 2.1 in South Oxfordshire.

Can a typical earner buy?

Terraced house Bristol South Oxfordshire
Median full-time pay £39,509 £48,525
House price ÷ pay 9.6× 7.5×
Median pay as a share of income typically needed to buy 52% 66%
Rent a year as a share of median pay 61% 33%

Buying, by property type

Type Bristol South Oxfordshire Difference
Detached £536,500 £685,000 +28% in South Oxfordshire
Semi-detached £370,000 £420,250 +14% in South Oxfordshire
Terraced £380,000 £365,000 -4% in South Oxfordshire
Flat £265,000 £255,000 -4% in South Oxfordshire

Renting, by property type

Type (average rent a month) Bristol South Oxfordshire Difference
Detached £2,106 £2,026 -4% in South Oxfordshire
Semi-detached £2,091 £1,553 -26% in South Oxfordshire
Terraced £2,008 £1,330 -34% in South Oxfordshire
Flat £1,508 £1,171 -22% in South Oxfordshire

Crime

Police recorded 131.0 crimes per 1,000 residents in Bristol and 40.6 in South Oxfordshire, so recorded crime per resident is 69% lower in South Oxfordshire.

Police recorded crime per 1,000 residents Bristol South Oxfordshire Difference
All recorded crime (excluding fraud) 131.0 40.6 -69% in South Oxfordshire
Violence against the person 47.4 16.4 -65% in South Oxfordshire
Sexual offences 5.2 1.9 -62% in South Oxfordshire
Robbery 3.0 0.3 -88% in South Oxfordshire
Residential burglary (per 1,000 households) 9.2 2.6 -72% in South Oxfordshire
Vehicle offences 9.8 2.1 -78% in South Oxfordshire
Theft from the person 0.8 0.2 -75% in South Oxfordshire
Criminal damage and arson 10.7 3.9 -64% in South Oxfordshire

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Bristol: 227South Oxfordshire: 199
House prices in Bristol and South Oxfordshire since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Bristol now 227, South Oxfordshire now 199.10015020025020052010201520202025House prices in Bristol and South Oxfordshire since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Bristol now 227, South Oxfordshire now 199.10015020025020102020
Show the figures
YearBristolSouth Oxfordshire
2005100100
2006108107
2007121120
2008116116
2009103107
2010112119
2011112119
2012114121
2013118127
2014131135
2015144147
2016164158
2017173164
2018180165
2019182166
2020189174
2021201182
2022222195
2023225195
2024224193
2025227197
12 months to July 2026227199

In 2005 the average home cost £154,224 in Bristol and £235,703 in South Oxfordshire. Now it is £350,147 and £470,058: Bristol is up 127% and South Oxfordshire is up 99%. Prices have risen faster in Bristol, so the gap between the two has narrowed.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Bristol: 8.9 years of paySouth Oxfordshire: 9.6 years of pay
Years of median pay needed to buy the average home in Bristol and South OxfordshireBristol now 8.9, South Oxfordshire now 9.6 years of pay.0×5×10×15×20052010201520202025Years of median pay needed to buy the average home in Bristol and South OxfordshireBristol now 8.9, South Oxfordshire now 9.6 years of pay.0×5×10×15×20052010201520202025
Show the figures
YearBristolSouth Oxfordshire
20057.0 years of pay8.4 years of pay
20106.8 years of pay8.9 years of pay
20158.1 years of pay10.9 years of pay
20209.0 years of pay10.6 years of pay
20258.9 years of pay9.6 years of pay

In 2005 a home cost 7.0 years of pay in Bristol and 8.4 years in South Oxfordshire. In 2025 it was 8.9 years and 9.6 years.

Affordability has worsened more in Bristol over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Bristol: 177South Oxfordshire: 145
Rents in Bristol and South Oxfordshire since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Bristol now 177, South Oxfordshire now 145.100120140160180201620182020202220242026Rents in Bristol and South Oxfordshire since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Bristol now 177, South Oxfordshire now 145.100120140160180201520202025
Show the figures
YearBristolSouth Oxfordshire
2015100100
2016108105
2017115110
2018118110
2019120109
2020125113
2021131114
2022143119
2023155123
2024165133
2025168141
August 2026177145

In 2015 the average rent was £1,064 a month in Bristol and £967 in South Oxfordshire. Now it is £1,883 and £1,402: up 77% in Bristol and up 45% in South Oxfordshire. Rents have risen faster in Bristol.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Bristol to South Oxfordshire

Earning in Bristol Equivalent to buy in South Oxfordshire Equivalent to rent in South Oxfordshire
£30,000 £29,000 £20,000
£40,000 £38,500 £26,500
£50,000 £48,000 £33,000
£60,000 £57,500 £39,500

Moving from South Oxfordshire to Bristol

Earning in South Oxfordshire Equivalent to buy in Bristol Equivalent to rent in Bristol
£30,000 £31,000 £45,500
£40,000 £41,500 £60,500
£50,000 £52,000 £75,500
£60,000 £62,500 £90,500
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Bristol figures · All South Oxfordshire figures