Pay vs Place

Bristol vs South Cambridgeshire: buying or renting a home

A typical terraced house costs £55,000 (17%) more in Bristol than in South Cambridgeshire. Measured against local pay, buying is harder in Bristol: it takes 9.6× median annual pay, against 6.6× in South Cambridgeshire.

Bristol, terraced
£380,000
Income typically needed: £76,000
Median full-time pay: £39,509
South Cambridgeshire, terraced
£325,000
Income typically needed: £65,000
Median full-time pay: £48,916

At a glance

Bristol South Cambridgeshire
Buying a home Expensive Expensive
Renting a home Very expensive Expensive
Recorded crime High Low

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in South Cambridgeshire (£48,916) is 24% higher than in Bristol (£39,509), while a typical terraced house costs 14% less (£325,000 against £380,000). Set against local pay, South Cambridgeshire is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 9.6× annual pay in Bristol and 6.6× in South Cambridgeshire. Renting one takes 61% of pay in Bristol and 34% in South Cambridgeshire. Both are harder in Bristol, and the gap is wider for renting.

Across all property types and measured against pay, Bristol is the 99th most expensive of 316 areas to buy in, and South Cambridgeshire is the 108th most expensive of 316 areas. For renting against pay, Bristol is the 14th most expensive of 316 areas and South Cambridgeshire is around the middle of 316 areas (137th most expensive).

Someone on £40,000 in Bristol would need about £34,000 in South Cambridgeshire to be equally placed to buy a terraced house, and about £28,000 to be equally placed to rent one. Keeping the same pay after a move to South Cambridgeshire would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 131.0 crimes per 1,000 residents in Bristol and 46.9 in South Cambridgeshire, so recorded crime per resident is 64% lower in South Cambridgeshire. The biggest difference is in sexual offences: 5.2 per 1,000 in Bristol against 1.8 in South Cambridgeshire.

Can a typical earner buy?

Terraced house Bristol South Cambridgeshire
Median full-time pay £39,509 £48,916
House price ÷ pay 9.6× 6.6×
Median pay as a share of income typically needed to buy 52% 75%
Rent a year as a share of median pay 61% 34%

Buying, by property type

Type Bristol South Cambridgeshire Difference
Detached £536,500 £597,500 +11% in South Cambridgeshire
Semi-detached £370,000 £396,250 +7% in South Cambridgeshire
Terraced £380,000 £325,000 -14% in South Cambridgeshire
Flat £265,000 £216,500 -18% in South Cambridgeshire

Renting, by property type

Type (average rent a month) Bristol South Cambridgeshire Difference
Detached £2,106 £1,928 -8% in South Cambridgeshire
Semi-detached £2,091 £1,469 -30% in South Cambridgeshire
Terraced £2,008 £1,400 -30% in South Cambridgeshire
Flat £1,508 £1,171 -22% in South Cambridgeshire

Crime

Police recorded 131.0 crimes per 1,000 residents in Bristol and 46.9 in South Cambridgeshire, so recorded crime per resident is 64% lower in South Cambridgeshire.

Police recorded crime per 1,000 residents Bristol South Cambridgeshire Difference
All recorded crime (excluding fraud) 131.0 46.9 -64% in South Cambridgeshire
Violence against the person 47.4 16.9 -64% in South Cambridgeshire
Sexual offences 5.2 1.8 -65% in South Cambridgeshire
Robbery 3.0 0.3 -89% in South Cambridgeshire
Residential burglary (per 1,000 households) 9.2 6.0 -35% in South Cambridgeshire
Vehicle offences 9.8 3.6 -63% in South Cambridgeshire
Theft from the person 0.8 0.1 -81% in South Cambridgeshire
Criminal damage and arson 10.7 5.0 -53% in South Cambridgeshire

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Bristol: 227South Cambridgeshire: 202
House prices in Bristol and South Cambridgeshire since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Bristol now 227, South Cambridgeshire now 202.10015020025020052010201520202025House prices in Bristol and South Cambridgeshire since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Bristol now 227, South Cambridgeshire now 202.10015020025020102020
Show the figures
YearBristolSouth Cambridgeshire
2005100100
2006108110
2007121119
2008116117
2009103105
2010112116
2011112117
2012114121
2013118125
2014131135
2015144152
2016164165
2017173174
2018180177
2019182174
2020189176
2021201181
2022222194
2023225198
2024224197
2025227200
12 months to July 2026227202

In 2005 the average home cost £154,224 in Bristol and £215,853 in South Cambridgeshire. Now it is £350,147 and £435,383: Bristol is up 127% and South Cambridgeshire is up 102%. Prices have risen faster in Bristol, so the gap between the two has narrowed.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Bristol: 8.9 years of paySouth Cambridgeshire: 8.8 years of pay
Years of median pay needed to buy the average home in Bristol and South CambridgeshireBristol now 8.9, South Cambridgeshire now 8.8 years of pay.0×5×10×15×20052010201520202025Years of median pay needed to buy the average home in Bristol and South CambridgeshireBristol now 8.9, South Cambridgeshire now 8.8 years of pay.0×5×10×15×20052010201520202025
Show the figures
YearBristolSouth Cambridgeshire
20057.0 years of pay8.1 years of pay
20106.8 years of pay7.7 years of pay
20158.1 years of pay10.4 years of pay
20209.0 years of pay9.8 years of pay
20258.9 years of pay8.8 years of pay

In 2005 a home cost 7.0 years of pay in Bristol and 8.1 years in South Cambridgeshire. In 2025 it was 8.9 years and 8.8 years.

Affordability has worsened more in Bristol over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Bristol: 177South Cambridgeshire: 162
Rents in Bristol and South Cambridgeshire since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Bristol now 177, South Cambridgeshire now 162.100120140160180201620182020202220242026Rents in Bristol and South Cambridgeshire since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Bristol now 177, South Cambridgeshire now 162.100120140160180201520202025
Show the figures
YearBristolSouth Cambridgeshire
2015100100
2016108103
2017115110
2018118113
2019120115
2020125116
2021131121
2022143128
2023155137
2024165147
2025168156
August 2026177162

In 2015 the average rent was £1,064 a month in Bristol and £870 in South Cambridgeshire. Now it is £1,883 and £1,408: up 77% in Bristol and up 62% in South Cambridgeshire. Rents have risen faster in Bristol.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Bristol to South Cambridgeshire

Earning in Bristol Equivalent to buy in South Cambridgeshire Equivalent to rent in South Cambridgeshire
£30,000 £25,500 £21,000
£40,000 £34,000 £28,000
£50,000 £43,000 £35,000
£60,000 £51,500 £42,000

Moving from South Cambridgeshire to Bristol

Earning in South Cambridgeshire Equivalent to buy in Bristol Equivalent to rent in Bristol
£30,000 £35,000 £43,000
£40,000 £47,000 £57,500
£50,000 £58,500 £71,500
£60,000 £70,000 £86,000
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Bristol figures · All South Cambridgeshire figures