Pay vs Place

Bristol vs Portsmouth: buying or renting a home

A typical terraced house costs £117,500 (45%) more in Bristol than in Portsmouth. Measured against local pay, buying is harder in Bristol: it takes 9.6× median annual pay, against 7.3× in Portsmouth.

Bristol, terraced
£380,000
Income typically needed: £76,000
Median full-time pay: £39,509
Portsmouth, terraced
£262,500
Income typically needed: £52,500
Median full-time pay: £36,022

At a glance

Bristol Portsmouth
Buying a home Expensive Fairly affordable
Renting a home Very expensive Very expensive
Recorded crime High Above average

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Portsmouth (£36,022) is 9% lower than in Bristol (£39,509), while a typical terraced house costs 31% less (£262,500 against £380,000). Set against local pay, Portsmouth is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 9.6× annual pay in Bristol and 7.3× in Portsmouth. Renting one takes 61% of pay in Bristol and 47% in Portsmouth. Both are harder in Bristol, and the gap is wider for buying.

Across all property types and measured against pay, Bristol is the 99th most expensive of 316 areas to buy in, and Portsmouth is around the middle of 316 areas (184th most expensive). For renting against pay, Bristol is the 14th most expensive of 316 areas and Portsmouth is the 44th most expensive of 316 areas.

Someone on £40,000 in Bristol would need about £27,500 in Portsmouth to be equally placed to buy a terraced house, and about £28,000 to be equally placed to rent one. Keeping the same pay after a move to Portsmouth would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 131.0 crimes per 1,000 residents in Bristol and 112.8 in Portsmouth, so recorded crime per resident is 14% lower in Portsmouth. The biggest difference is in residential burglary: 9.2 per 1,000 in Bristol against 4.9 in Portsmouth.

Can a typical earner buy?

Terraced house Bristol Portsmouth
Median full-time pay £39,509 £36,022
House price ÷ pay 9.6× 7.3×
Median pay as a share of income typically needed to buy 52% 69%
Rent a year as a share of median pay 61% 47%

Buying, by property type

Type Bristol Portsmouth Difference
Semi-detached £370,000 £336,625 -9% in Portsmouth
Terraced £380,000 £262,500 -31% in Portsmouth
Flat £265,000 £169,000 -36% in Portsmouth

Renting, by property type

Type (average rent a month) Bristol Portsmouth Difference
Semi-detached £2,091 £1,562 -25% in Portsmouth
Terraced £2,008 £1,405 -30% in Portsmouth
Flat £1,508 £1,045 -31% in Portsmouth

Crime

Police recorded 131.0 crimes per 1,000 residents in Bristol and 112.8 in Portsmouth, so recorded crime per resident is 14% lower in Portsmouth.

Police recorded crime per 1,000 residents Bristol Portsmouth Difference
All recorded crime (excluding fraud) 131.0 112.8 -14% in Portsmouth
Violence against the person 47.4 44.8 -6% in Portsmouth
Sexual offences 5.2 4.9 -5% in Portsmouth
Robbery 3.0 1.8 -40% in Portsmouth
Residential burglary (per 1,000 households) 9.2 4.9 -47% in Portsmouth
Vehicle offences 9.8 5.8 -40% in Portsmouth
Theft from the person 0.8 0.8 +4% in Portsmouth
Criminal damage and arson 10.7 8.1 -24% in Portsmouth

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Bristol: 227Portsmouth: 172
House prices in Bristol and Portsmouth since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Bristol now 227, Portsmouth now 172.5010015020025020052010201520202025House prices in Bristol and Portsmouth since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Bristol now 227, Portsmouth now 172.5010015020025020102020
Show the figures
YearBristolPortsmouth
2005100100
2006108104
2007121113
2008116108
200910397
2010112104
2011112102
2012114103
2013118105
2014131113
2015144122
2016164130
2017173140
2018180145
2019182145
2020189148
2021201157
2022222173
2023225176
2024224171
2025227173
12 months to July 2026227172

In 2005 the average home cost £154,224 in Bristol and £143,878 in Portsmouth. Now it is £350,147 and £247,436: Bristol is up 127% and Portsmouth is up 72%. Prices have risen faster in Bristol, so the gap between the two has widened.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Bristol: 8.9 years of payPortsmouth: 6.9 years of pay
Years of median pay needed to buy the average home in Bristol and PortsmouthBristol now 8.9, Portsmouth now 6.9 years of pay.0×2.5×5×7.5×10×20052010201520202025Years of median pay needed to buy the average home in Bristol and PortsmouthBristol now 8.9, Portsmouth now 6.9 years of pay.0×2.5×5×7.5×10×20052010201520202025
Show the figures
YearBristolPortsmouth
20057.0 years of pay6.6 years of pay
20106.8 years of pay5.9 years of pay
20158.1 years of pay6.6 years of pay
20209.0 years of pay7.8 years of pay
20258.9 years of pay6.9 years of pay

In 2005 a home cost 7.0 years of pay in Bristol and 6.6 years in Portsmouth. In 2025 it was 8.9 years and 6.9 years.

Affordability has worsened more in Bristol over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Bristol: 177Portsmouth: 162
Rents in Bristol and Portsmouth since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Bristol now 177, Portsmouth now 162.100120140160180201620182020202220242026Rents in Bristol and Portsmouth since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Bristol now 177, Portsmouth now 162.100120140160180201520202025
Show the figures
YearBristolPortsmouth
2015100100
2016108105
2017115110
2018118112
2019120113
2020125115
2021131117
2022143123
2023155137
2024165151
2025168158
August 2026177162

In 2015 the average rent was £1,064 a month in Bristol and £843 in Portsmouth. Now it is £1,883 and £1,368: up 77% in Bristol and up 62% in Portsmouth. Rents have risen faster in Bristol.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Bristol to Portsmouth

Earning in Bristol Equivalent to buy in Portsmouth Equivalent to rent in Portsmouth
£30,000 £20,500 £21,000
£40,000 £27,500 £28,000
£50,000 £34,500 £35,000
£60,000 £41,500 £42,000

Moving from Portsmouth to Bristol

Earning in Portsmouth Equivalent to buy in Bristol Equivalent to rent in Bristol
£30,000 £43,500 £43,000
£40,000 £58,000 £57,000
£50,000 £72,500 £71,500
£60,000 £87,000 £86,000
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Bristol figures · All Portsmouth figures