Pay vs Place

Bristol vs North Northamptonshire: buying or renting a home

A typical terraced house costs £175,000 (85%) more in Bristol than in North Northamptonshire. Measured against local pay, buying is harder in Bristol: it takes 9.6× median annual pay, against 5.4× in North Northamptonshire.

Bristol, terraced
£380,000
Income typically needed: £76,000
Median full-time pay: £39,509
North Northamptonshire, terraced
£205,000
Income typically needed: £41,000
Median full-time pay: £37,951

At a glance

Bristol North Northamptonshire
Buying a home Expensive Fairly affordable
Renting a home Very expensive Fairly affordable
Recorded crime High About average

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in North Northamptonshire (£37,951) is 4% lower than in Bristol (£39,509), while a typical terraced house costs 46% less (£205,000 against £380,000). Set against local pay, North Northamptonshire is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 9.6× annual pay in Bristol and 5.4× in North Northamptonshire. Renting one takes 61% of pay in Bristol and 31% in North Northamptonshire. Both are harder in Bristol, and the gap is wider for renting.

Across all property types and measured against pay, Bristol is the 99th most expensive of 316 areas to buy in, and North Northamptonshire is the 113th least expensive of 316 areas. For renting against pay, Bristol is the 14th most expensive of 316 areas and North Northamptonshire is around the middle of 316 areas (182nd most expensive).

Someone on £40,000 in Bristol would need about £21,500 in North Northamptonshire to be equally placed to buy a terraced house, and about £19,000 to be equally placed to rent one. Keeping the same pay after a move to North Northamptonshire would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 131.0 crimes per 1,000 residents in Bristol and 68.8 in North Northamptonshire, so recorded crime per resident is 47% lower in North Northamptonshire. The biggest difference is in vehicle offences: 9.8 per 1,000 in Bristol against 4.1 in North Northamptonshire.

Can a typical earner buy?

Terraced house Bristol North Northamptonshire
Median full-time pay £39,509 £37,951
House price ÷ pay 9.6× 5.4×
Median pay as a share of income typically needed to buy 52% 93%
Rent a year as a share of median pay 61% 31%

Buying, by property type

Type Bristol North Northamptonshire Difference
Detached £536,500 £370,000 -31% in North Northamptonshire
Semi-detached £370,000 £250,000 -32% in North Northamptonshire
Terraced £380,000 £205,000 -46% in North Northamptonshire
Flat £265,000 £127,000 -52% in North Northamptonshire

Renting, by property type

Type (average rent a month) Bristol North Northamptonshire Difference
Detached £2,106 £1,331 -37% in North Northamptonshire
Semi-detached £2,091 £1,029 -51% in North Northamptonshire
Terraced £2,008 £965 -52% in North Northamptonshire
Flat £1,508 £796 -47% in North Northamptonshire

Crime

Police recorded 131.0 crimes per 1,000 residents in Bristol and 68.8 in North Northamptonshire, so recorded crime per resident is 47% lower in North Northamptonshire.

Police recorded crime per 1,000 residents Bristol North Northamptonshire Difference
All recorded crime (excluding fraud) 131.0 68.8 -47% in North Northamptonshire
Violence against the person 47.4 27.5 -42% in North Northamptonshire
Sexual offences 5.2 3.6 -30% in North Northamptonshire
Robbery 3.0 1.2 -61% in North Northamptonshire
Residential burglary (per 1,000 households) 9.2 4.6 -50% in North Northamptonshire
Vehicle offences 9.8 4.1 -58% in North Northamptonshire
Theft from the person 0.8 0.2 -76% in North Northamptonshire
Criminal damage and arson 10.7 5.7 -46% in North Northamptonshire

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Bristol: 227North Northamptonshire: 196
House prices in Bristol and North Northamptonshire since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Bristol now 227, North Northamptonshire now 196.5010015020025020052010201520202025House prices in Bristol and North Northamptonshire since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Bristol now 227, North Northamptonshire now 196.5010015020025020102020
Show the figures
YearBristolNorth Northamptonshire
2005100100
2006108104
2007121114
2008116110
200910396
2010112101
2011112101
2012114101
2013118104
2014131112
2015144120
2016164133
2017173145
2018180155
2019182157
2020189160
2021201172
2022222191
2023225194
2024224189
2025227193
12 months to July 2026227196

In 2005 the average home cost £154,224 in Bristol and £129,839 in North Northamptonshire. Now it is £350,147 and £255,079: Bristol is up 127% and North Northamptonshire is up 96%. Prices have risen faster in Bristol, so the gap between the two has widened.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Bristol: 177North Northamptonshire: 170
Rents in Bristol and North Northamptonshire since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Bristol now 177, North Northamptonshire now 170.100120140160180201620182020202220242026Rents in Bristol and North Northamptonshire since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Bristol now 177, North Northamptonshire now 170.100120140160180201520202025
Show the figures
YearBristolNorth Northamptonshire
2015100100
2016108105
2017115111
2018118116
2019120121
2020125122
2021131124
2022143130
2023155139
2024165147
2025168159
August 2026177170

In 2015 the average rent was £1,064 a month in Bristol and £583 in North Northamptonshire. Now it is £1,883 and £992: up 77% in Bristol and up 70% in North Northamptonshire. Rents have risen faster in Bristol.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Bristol to North Northamptonshire

Earning in Bristol Equivalent to buy in North Northamptonshire Equivalent to rent in North Northamptonshire
£30,000 £16,000 £14,500
£40,000 £21,500 £19,000
£50,000 £27,000 £24,000
£60,000 £32,500 £29,000

Moving from North Northamptonshire to Bristol

Earning in North Northamptonshire Equivalent to buy in Bristol Equivalent to rent in Bristol
£30,000 £55,500 £62,500
£40,000 £74,000 £83,000
£50,000 £92,500 £104,000
£60,000 £111,000 £125,000
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Bristol figures · All North Northamptonshire figures