Pay vs Place

Brentwood vs Hertsmere: buying or renting a home

A typical terraced house costs £35,000 (8%) more in Hertsmere than in Brentwood. Measured against local pay, buying is harder in Hertsmere: it takes 10.5× median annual pay, against 8.9× in Brentwood.

Brentwood, terraced
£425,000
Income typically needed: £85,000
Median full-time pay: £47,494
Hertsmere, terraced
£460,000
Income typically needed: £92,000
Median full-time pay: £43,813

At a glance

Brentwood Hertsmere
Buying a home Expensive Very expensive
Renting a home Very expensive Very expensive
Recorded crime About average About average

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Hertsmere (£43,813) is 8% lower than in Brentwood (£47,494), while a typical terraced house costs 8% more (£460,000 against £425,000). Set against local pay, Brentwood is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 8.9× annual pay in Brentwood and 10.5× in Hertsmere. Renting one takes 40% of pay in Brentwood and 48% in Hertsmere. Both are harder in Hertsmere, and the gap is wider for renting.

Across all property types and measured against pay, Brentwood is the 39th most expensive of 316 areas to buy in, and Hertsmere is the 11th most expensive of 316 areas. For renting against pay, Brentwood is the 72nd most expensive of 316 areas and Hertsmere is the 24th most expensive of 316 areas.

Someone on £40,000 in Brentwood would need about £43,500 in Hertsmere to be equally placed to buy a terraced house, and about £44,500 to be equally placed to rent one. Keeping the same pay after a move to Hertsmere would leave you worse placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 64.0 crimes per 1,000 residents in Brentwood and 71.9 in Hertsmere, so recorded crime per resident is 12% higher in Hertsmere. The biggest difference is in residential burglary: 4.4 per 1,000 in Brentwood against 8.0 in Hertsmere.

Can a typical earner buy?

Terraced house Brentwood Hertsmere
Median full-time pay £47,494 £43,813
House price ÷ pay 8.9× 10.5×
Median pay as a share of income typically needed to buy 56% 48%
Rent a year as a share of median pay 40% 48%

Buying, by property type

Type Brentwood Hertsmere Difference
Detached £826,000 £960,000 +16% in Hertsmere
Semi-detached £530,000 £625,000 +18% in Hertsmere
Terraced £425,000 £460,000 +8% in Hertsmere
Flat £285,000 £310,000 +9% in Hertsmere

Renting, by property type

Type (average rent a month) Brentwood Hertsmere Difference
Detached £2,202 £2,514 +14% in Hertsmere
Semi-detached £1,783 £2,030 +14% in Hertsmere
Terraced £1,566 £1,738 +11% in Hertsmere
Flat £1,275 £1,447 +13% in Hertsmere

Crime

Police recorded 64.0 crimes per 1,000 residents in Brentwood and 71.9 in Hertsmere, so recorded crime per resident is 12% higher in Hertsmere.

Police recorded crime per 1,000 residents Brentwood Hertsmere Difference
All recorded crime (excluding fraud) 64.0 71.9 +12% in Hertsmere
Violence against the person 21.3 26.5 +25% in Hertsmere
Sexual offences 1.8 2.1 +18% in Hertsmere
Robbery 0.5 1.0 +100% in Hertsmere
Residential burglary (per 1,000 households) 4.4 8.0 +81% in Hertsmere
Vehicle offences 7.4 5.4 -28% in Hertsmere
Theft from the person 0.4 0.7 +77% in Hertsmere
Criminal damage and arson 4.5 5.5 +21% in Hertsmere

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Brentwood: 205Hertsmere: 202
House prices in Brentwood and Hertsmere since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Brentwood now 205, Hertsmere now 202.10015020025020052010201520202025House prices in Brentwood and Hertsmere since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Brentwood now 205, Hertsmere now 202.10015020025020102020
Show the figures
YearBrentwoodHertsmere
2005100100
2006105102
2007115114
2008114112
2009105102
2010115112
2011114115
2012115117
2013120124
2014134141
2015146156
2016167179
2017178183
2018180184
2019179183
2020180184
2021187195
2022200205
2023197203
2024196197
2025204200
12 months to July 2026205202

In 2005 the average home cost £252,551 in Brentwood and £273,143 in Hertsmere. Now it is £517,751 and £550,638: Brentwood is up 105% and Hertsmere is up 102%.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Brentwood: 10.8 years of payHertsmere: 12.4 years of pay
Years of median pay needed to buy the average home in Brentwood and HertsmereBrentwood now 10.8, Hertsmere now 12.4 years of pay.0×5×10×15×20052010201520202025Years of median pay needed to buy the average home in Brentwood and HertsmereBrentwood now 10.8, Hertsmere now 12.4 years of pay.0×5×10×15×20052010201520202025
Show the figures
YearBrentwoodHertsmere
2005–9.6 years of pay
20108.0 years of pay11.2 years of pay
20159.3 years of pay14.8 years of pay
202010.4 years of pay14.1 years of pay
202510.8 years of pay12.4 years of pay

In 2010 a home cost 8.0 years of pay in Brentwood and 11.2 years in Hertsmere. In 2025 it was 10.8 years and 12.4 years.

Affordability has worsened more in Brentwood over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Brentwood: 143Hertsmere: 143
Rents in Brentwood and Hertsmere since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Brentwood now 143, Hertsmere now 143.100120140160201620182020202220242026Rents in Brentwood and Hertsmere since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Brentwood now 143, Hertsmere now 143.100120140160201520202025
Show the figures
YearBrentwoodHertsmere
2015100100
2016108104
2017110108
2018111109
2019111108
2020112110
2021116111
2022121115
2023126121
2024135128
2025140138
August 2026143143

In 2015 the average rent was £1,132 a month in Brentwood and £1,277 in Hertsmere. Now it is £1,620 and £1,829: up 43% in Brentwood and up 43% in Hertsmere.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Brentwood to Hertsmere

Earning in Brentwood Equivalent to buy in Hertsmere Equivalent to rent in Hertsmere
£30,000 £32,500 £33,500
£40,000 £43,500 £44,500
£50,000 £54,000 £55,500
£60,000 £65,000 £66,500

Moving from Hertsmere to Brentwood

Earning in Hertsmere Equivalent to buy in Brentwood Equivalent to rent in Brentwood
£30,000 £27,500 £27,000
£40,000 £37,000 £36,000
£50,000 £46,000 £45,000
£60,000 £55,500 £54,000
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job. The pay estimate for Brentwood is less reliable than most. The pay estimate for Hertsmere is less reliable than most.

All Brentwood figures · All Hertsmere figures