Pay vs Place

Braintree vs Manchester: buying or renting a home

A typical terraced house costs £34,000 (13%) more in Braintree than in Manchester. Measured against local pay, buying is about equally hard in both.

Braintree, terraced
£290,000
Income typically needed: £58,000
Median full-time pay: £39,712
Manchester, terraced
£256,000
Income typically needed: £51,000
Median full-time pay: £36,278

At a glance

Braintree Manchester
Buying a home Expensive Fairly affordable
Renting a home Expensive Very expensive
Recorded crime Low High

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Manchester (£36,278) is 9% lower than in Braintree (£39,712), while a typical terraced house costs 12% less (£256,000 against £290,000).

Buying a terraced house takes 7.3× annual pay in Braintree and 7.1× in Manchester. Renting one takes 36% of pay in Braintree and 46% in Manchester. Renting is harder in Manchester; buying is about the same.

Across all property types and measured against pay, Braintree is the 114th most expensive of 316 areas to buy in, and Manchester is around the middle of 316 areas (188th most expensive). For renting against pay, Braintree is the 111th most expensive of 316 areas and Manchester is the 46th most expensive of 316 areas.

Someone on £40,000 in Braintree would need about £35,500 in Manchester to be equally placed to buy a terraced house, and about £47,500 to be equally placed to rent one. Keeping the same pay after a move to Manchester would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 53.3 crimes per 1,000 residents in Braintree and 142.7 in Manchester, so recorded crime per resident in Manchester is 2.7 times the rate in Braintree. The biggest difference is in vehicle offences: 2.7 per 1,000 in Braintree against 7.9 in Manchester.

Can a typical earner buy?

Terraced house Braintree Manchester
Median full-time pay £39,712 £36,278
House price ÷ pay 7.3× 7.1×
Median pay as a share of income typically needed to buy 68% 71%
Rent a year as a share of median pay 36% 46%

Buying, by property type

Type Braintree Manchester Difference
Detached £490,000 £400,000 -18% in Manchester
Semi-detached £345,000 £310,000 -10% in Manchester
Terraced £290,000 £256,000 -12% in Manchester
Flat £175,000 £210,000 +20% in Manchester

Renting, by property type

Type (average rent a month) Braintree Manchester Difference
Detached £1,682 £1,878 +12% in Manchester
Semi-detached £1,302 £1,496 +15% in Manchester
Terraced £1,184 £1,405 +19% in Manchester
Flat £969 £1,147 +18% in Manchester

Crime

Police recorded 53.3 crimes per 1,000 residents in Braintree and 142.7 in Manchester, so recorded crime per resident in Manchester is 2.7 times the rate in Braintree.

Police recorded crime per 1,000 residents Braintree Manchester Difference
All recorded crime (excluding fraud) 53.3 142.7 +168% in Manchester
Violence against the person 23.7 51.9 +119% in Manchester
Sexual offences 2.7 5.6 +110% in Manchester
Robbery 0.5 2.7 +491% in Manchester
Residential burglary (per 1,000 households) 3.9 9.3 +136% in Manchester
Vehicle offences 2.7 7.9 +190% in Manchester
Theft from the person 0.2 3.9 +1542% in Manchester
Criminal damage and arson 4.3 10.0 +135% in Manchester

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Braintree: 183Manchester: 251
House prices in Braintree and Manchester since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Braintree now 183, Manchester now 251.5010015020025030020052010201520202025House prices in Braintree and Manchester since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Braintree now 183, Manchester now 251.5010015020025030020102020
Show the figures
YearBraintreeManchester
2005100100
2006104117
2007113129
2008112125
200997112
2010106115
2011105114
2012106115
2013108115
2014120125
2015130133
2016144145
2017156158
2018161167
2019159173
2020161178
2021167209
2022182231
2023184233
2024179241
2025182247
12 months to July 2026183251

In 2005 the average home cost £177,753 in Braintree and £100,202 in Manchester. Now it is £324,516 and £251,205: Braintree is up 83% and Manchester is up 151%. Prices have risen faster in Manchester, so the gap between the two has narrowed.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Braintree: 8.1 years of payManchester: 6.8 years of pay
Years of median pay needed to buy the average home in Braintree and ManchesterBraintree now 8.1, Manchester now 6.8 years of pay.0×2.5×5×7.5×10×20052010201520202025Years of median pay needed to buy the average home in Braintree and ManchesterBraintree now 8.1, Manchester now 6.8 years of pay.0×2.5×5×7.5×10×20052010201520202025
Show the figures
YearBraintreeManchester
20057.3 years of pay4.8 years of pay
20106.9 years of pay5.0 years of pay
2015–5.4 years of pay
20208.6 years of pay6.3 years of pay
20258.1 years of pay6.8 years of pay

In 2005 a home cost 7.3 years of pay in Braintree and 4.8 years in Manchester. In 2025 it was 8.1 years and 6.8 years.

Affordability has worsened more in Manchester over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Braintree: 164Manchester: 174
Rents in Braintree and Manchester since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Braintree now 164, Manchester now 174.100120140160180201620182020202220242026Rents in Braintree and Manchester since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Braintree now 164, Manchester now 174.100120140160180201520202025
Show the figures
YearBraintreeManchester
2015100100
2016105101
2017109106
2018112112
2019115114
2020117117
2021121120
2022127127
2023137139
2024150156
2025161167
August 2026164174

In 2015 the average rent was £738 a month in Braintree and £790 in Manchester. Now it is £1,213 and £1,373: up 64% in Braintree and up 74% in Manchester. Rents have risen faster in Manchester.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Braintree to Manchester

Earning in Braintree Equivalent to buy in Manchester Equivalent to rent in Manchester
£30,000 £26,500 £35,500
£40,000 £35,500 £47,500
£50,000 £44,000 £59,500
£60,000 £53,000 £71,000

Moving from Manchester to Braintree

Earning in Manchester Equivalent to buy in Braintree Equivalent to rent in Braintree
£30,000 £34,000 £25,500
£40,000 £45,500 £33,500
£50,000 £56,500 £42,000
£60,000 £68,000 £50,500
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Braintree figures · All Manchester figures