Pay vs Place

Braintree vs Harlow: buying or renting a home

A typical terraced house costs £45,000 (16%) more in Harlow than in Braintree. Measured against local pay, buying is harder in Harlow: it takes 8.7× median annual pay, against 7.3× in Braintree.

Braintree, terraced
£290,000
Income typically needed: £58,000
Median full-time pay: £39,712
Harlow, terraced
£335,000
Income typically needed: £67,000
Median full-time pay: £38,380

At a glance

Braintree Harlow
Buying a home Expensive Expensive
Renting a home Expensive Very expensive
Recorded crime Low About average

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Harlow (£38,380) is 3% lower than in Braintree (£39,712), while a typical terraced house costs 16% more (£335,000 against £290,000). Set against local pay, Braintree is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 7.3× annual pay in Braintree and 8.7× in Harlow. Renting one takes 36% of pay in Braintree and 47% in Harlow. Both are harder in Harlow, and the gap is wider for renting.

Across all property types and measured against pay, Braintree is the 114th most expensive of 316 areas to buy in, and Harlow is the 98th most expensive of 316 areas. For renting against pay, Braintree is the 111th most expensive of 316 areas and Harlow is the 35th most expensive of 316 areas.

Someone on £40,000 in Braintree would need about £46,000 in Harlow to be equally placed to buy a terraced house, and about £51,000 to be equally placed to rent one. Keeping the same pay after a move to Harlow would leave you worse placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 53.3 crimes per 1,000 residents in Braintree and 92.4 in Harlow, so recorded crime per resident is 73% higher in Harlow. The biggest difference is in vehicle offences: 2.7 per 1,000 in Braintree against 5.5 in Harlow.

Can a typical earner buy?

Terraced house Braintree Harlow
Median full-time pay £39,712 £38,380
House price ÷ pay 7.3× 8.7×
Median pay as a share of income typically needed to buy 68% 57%
Rent a year as a share of median pay 36% 47%

Buying, by property type

Type Braintree Harlow Difference
Detached £490,000 £537,000 +10% in Harlow
Semi-detached £345,000 £425,000 +23% in Harlow
Terraced £290,000 £335,000 +16% in Harlow
Flat £175,000 £215,000 +23% in Harlow

Renting, by property type

Type (average rent a month) Braintree Harlow Difference
Detached £1,682 £2,182 +30% in Harlow
Semi-detached £1,302 £1,684 +29% in Harlow
Terraced £1,184 £1,508 +27% in Harlow
Flat £969 £1,127 +16% in Harlow

Crime

Police recorded 53.3 crimes per 1,000 residents in Braintree and 92.4 in Harlow, so recorded crime per resident is 73% higher in Harlow.

Police recorded crime per 1,000 residents Braintree Harlow Difference
All recorded crime (excluding fraud) 53.3 92.4 +73% in Harlow
Violence against the person 23.7 36.6 +54% in Harlow
Sexual offences 2.7 3.7 +38% in Harlow
Robbery 0.5 1.1 +137% in Harlow
Residential burglary (per 1,000 households) 3.9 5.1 +31% in Harlow
Vehicle offences 2.7 5.5 +101% in Harlow
Theft from the person 0.2 0.7 +187% in Harlow
Criminal damage and arson 4.3 7.9 +85% in Harlow

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Braintree: 183Harlow: 192
House prices in Braintree and Harlow since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Braintree now 183, Harlow now 192.7510012515017520020052010201520202025House prices in Braintree and Harlow since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Braintree now 183, Harlow now 192.7510012515017520020102020
Show the figures
YearBraintreeHarlow
2005100100
2006104105
2007113111
2008112110
20099799
2010106103
2011105105
2012106107
2013108110
2014120120
2015130138
2016144160
2017156170
2018161173
2019159172
2020161172
2021167176
2022182191
2023184194
2024179191
2025182189
12 months to July 2026183192

In 2005 the average home cost £177,753 in Braintree and £162,541 in Harlow. Now it is £324,516 and £311,939: Braintree is up 83% and Harlow is up 92%. Prices have risen faster in Harlow, so the gap between the two has narrowed.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Braintree: 8.1 years of payHarlow: 8.0 years of pay
Years of median pay needed to buy the average home in Braintree and HarlowBraintree now 8.1, Harlow now 8.0 years of pay.0×5×10×15×2005201020202025Years of median pay needed to buy the average home in Braintree and HarlowBraintree now 8.1, Harlow now 8.0 years of pay.0×5×10×15×2005201020202025
Show the figures
YearBraintreeHarlow
20057.3 years of pay7.6 years of pay
20106.9 years of pay6.6 years of pay
20208.6 years of pay10.1 years of pay
20258.1 years of pay8.0 years of pay

In 2005 a home cost 7.3 years of pay in Braintree and 7.6 years in Harlow. In 2025 it was 8.1 years and 8.0 years.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Braintree: 164Harlow: 168
Rents in Braintree and Harlow since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Braintree now 164, Harlow now 168.100120140160180201620182020202220242026Rents in Braintree and Harlow since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Braintree now 164, Harlow now 168.100120140160180201520202025
Show the figures
YearBraintreeHarlow
2015100100
2016105106
2017109112
2018112116
2019115119
2020117121
2021121126
2022127131
2023137134
2024150146
2025161159
August 2026164168

In 2015 the average rent was £738 a month in Braintree and £908 in Harlow. Now it is £1,213 and £1,521: up 64% in Braintree and up 68% in Harlow.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Braintree to Harlow

Earning in Braintree Equivalent to buy in Harlow Equivalent to rent in Harlow
£30,000 £34,500 £38,000
£40,000 £46,000 £51,000
£50,000 £58,000 £63,500
£60,000 £69,500 £76,500

Moving from Harlow to Braintree

Earning in Harlow Equivalent to buy in Braintree Equivalent to rent in Braintree
£30,000 £26,000 £23,500
£40,000 £34,500 £31,500
£50,000 £43,500 £39,500
£60,000 £52,000 £47,000
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Braintree figures · All Harlow figures