Pay vs Place

Bracknell Forest vs Liverpool: buying or renting a home

A typical terraced house costs £210,000 (127%) more in Bracknell Forest than in Liverpool. Measured against local pay, buying is harder in Bracknell Forest: it takes 8.7× median annual pay, against 4.4× in Liverpool.

Bracknell Forest, terraced
£375,000
Income typically needed: £75,000
Median full-time pay: £43,206
Liverpool, terraced
£165,000
Income typically needed: £33,000
Median full-time pay: £37,144

At a glance

Bracknell Forest Liverpool
Buying a home Expensive Fairly affordable
Renting a home Very expensive Fairly affordable
Recorded crime Low Above average

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Liverpool (£37,144) is 14% lower than in Bracknell Forest (£43,206), while a typical terraced house costs 56% less (£165,000 against £375,000). Set against local pay, Liverpool is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 8.7× annual pay in Bracknell Forest and 4.4× in Liverpool. Renting one takes 39% of pay in Bracknell Forest and 30% in Liverpool. Both are harder in Bracknell Forest, and the gap is wider for buying.

Across all property types and measured against pay, Bracknell Forest is the 64th most expensive of 316 areas to buy in, and Liverpool is the 27th least expensive of 316 areas. For renting against pay, Bracknell Forest is the 80th most expensive of 316 areas and Liverpool is the 115th least expensive of 316 areas.

Someone on £40,000 in Bracknell Forest would need about £17,500 in Liverpool to be equally placed to buy a terraced house, and about £26,000 to be equally placed to rent one. Keeping the same pay after a move to Liverpool would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 52.6 crimes per 1,000 residents in Bracknell Forest and 124.1 in Liverpool, so recorded crime per resident in Liverpool is 2.4 times the rate in Bracknell Forest. The biggest difference is in criminal damage and arson: 4.1 per 1,000 in Bracknell Forest against 10.3 in Liverpool.

Can a typical earner buy?

Terraced house Bracknell Forest Liverpool
Median full-time pay £43,206 £37,144
House price ÷ pay 8.7× 4.4×
Median pay as a share of income typically needed to buy 58% 113%
Rent a year as a share of median pay 39% 30%

Buying, by property type

Type Bracknell Forest Liverpool Difference
Detached £635,000 £380,000 -40% in Liverpool
Semi-detached £460,000 £240,000 -48% in Liverpool
Terraced £375,000 £165,000 -56% in Liverpool
Flat £230,000 £147,500 -36% in Liverpool

Renting, by property type

Type (average rent a month) Bracknell Forest Liverpool Difference
Detached £2,193 £1,225 -44% in Liverpool
Semi-detached £1,626 £1,008 -38% in Liverpool
Terraced £1,422 £917 -36% in Liverpool
Flat £1,178 £786 -33% in Liverpool

Crime

Police recorded 52.6 crimes per 1,000 residents in Bracknell Forest and 124.1 in Liverpool, so recorded crime per resident in Liverpool is 2.4 times the rate in Bracknell Forest.

Police recorded crime per 1,000 residents Bracknell Forest Liverpool Difference
All recorded crime (excluding fraud) 52.6 124.1 +136% in Liverpool
Violence against the person 20.9 45.6 +118% in Liverpool
Sexual offences 2.6 4.1 +57% in Liverpool
Robbery 0.7 1.6 +151% in Liverpool
Residential burglary (per 1,000 households) 2.8 6.1 +113% in Liverpool
Vehicle offences 3.5 5.3 +51% in Liverpool
Theft from the person 0.2 1.2 +396% in Liverpool
Criminal damage and arson 4.1 10.3 +150% in Liverpool

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Bracknell Forest: 189Liverpool: 183
House prices in Bracknell Forest and Liverpool since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Bracknell Forest now 189, Liverpool now 183.7510012515017520020052010201520202025House prices in Bracknell Forest and Liverpool since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Bracknell Forest now 189, Liverpool now 183.7510012515017520020102020
Show the figures
YearBracknell ForestLiverpool
2005100100
2006104110
2007115117
2008113113
2009100104
2010111105
2011111101
201211299
201311899
2014132103
2015148107
2016168110
2017170115
2018170121
2019164123
2020165128
2021172148
2022188161
2023189163
2024188166
2025190179
12 months to July 2026189183

In 2005 the average home cost £208,296 in Bracknell Forest and £99,018 in Liverpool. Now it is £394,041 and £181,637: Bracknell Forest is up 89% and Liverpool is up 83%. Prices have risen faster in Bracknell Forest, so the gap between the two has widened.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Bracknell Forest: 9.2 years of payLiverpool: 4.8 years of pay
Years of median pay needed to buy the average home in Bracknell Forest and LiverpoolBracknell Forest now 9.2, Liverpool now 4.8 years of pay.0×2.5×5×7.5×10×20052010201520202025Years of median pay needed to buy the average home in Bracknell Forest and LiverpoolBracknell Forest now 9.2, Liverpool now 4.8 years of pay.0×2.5×5×7.5×10×20052010201520202025
Show the figures
YearBracknell ForestLiverpool
20057.4 years of pay4.9 years of pay
20107.7 years of pay4.3 years of pay
20159.8 years of pay4.1 years of pay
20209.4 years of pay4.1 years of pay
20259.2 years of pay4.8 years of pay

In 2005 a home cost 7.4 years of pay in Bracknell Forest and 4.9 years in Liverpool. In 2025 it was 9.2 years and 4.8 years.

Affordability has worsened more in Bracknell Forest over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Bracknell Forest: 144Liverpool: 161
Rents in Bracknell Forest and Liverpool since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Bracknell Forest now 144, Liverpool now 161.100120140160180201620182020202220242026Rents in Bracknell Forest and Liverpool since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Bracknell Forest now 144, Liverpool now 161.100120140160180201520202025
Show the figures
YearBracknell ForestLiverpool
2015100100
2016102103
2017103104
2018105104
2019106105
2020108106
2021108111
2022111119
2023117127
2024130138
2025141151
August 2026144161

In 2015 the average rent was £1,014 a month in Bracknell Forest and £567 in Liverpool. Now it is £1,462 and £913: up 44% in Bracknell Forest and up 61% in Liverpool. Rents have risen faster in Liverpool.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Bracknell Forest to Liverpool

Earning in Bracknell Forest Equivalent to buy in Liverpool Equivalent to rent in Liverpool
£30,000 £13,000 £19,500
£40,000 £17,500 £26,000
£50,000 £22,000 £32,000
£60,000 £26,500 £38,500

Moving from Liverpool to Bracknell Forest

Earning in Liverpool Equivalent to buy in Bracknell Forest Equivalent to rent in Bracknell Forest
£30,000 £68,000 £46,500
£40,000 £91,000 £62,000
£50,000 £113,500 £77,500
£60,000 £136,500 £93,000
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Bracknell Forest figures · All Liverpool figures