Pay vs Place

Birmingham vs Salford: buying or renting a home

A typical terraced house costs £0 (0%) more in Birmingham than in Salford. Measured against local pay, buying is about equally hard in both.

Birmingham, terraced
£220,000
Income typically needed: £44,000
Median full-time pay: £35,989
Salford, terraced
£220,000
Income typically needed: £44,000
Median full-time pay: £34,958

At a glance

Birmingham Salford
Buying a home Fairly affordable Fairly affordable
Renting a home Expensive Very expensive
Recorded crime Above average Above average

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Salford (£34,958) is 3% lower than in Birmingham (£35,989), while a typical terraced house costs the same (£220,000 against £220,000).

Buying a terraced house takes 6.1× annual pay in Birmingham and 6.3× in Salford. Renting one takes 37% of pay in Birmingham and 40% in Salford. Renting is harder in Salford; buying is about the same.

Across all property types and measured against pay, Birmingham is the 108th least expensive of 316 areas to buy in, and Salford is the 109th least expensive of 316 areas. For renting against pay, Birmingham is the 112th most expensive of 316 areas and Salford is the 84th most expensive of 316 areas.

Someone on £40,000 in Birmingham would need about £40,000 in Salford to be equally placed to buy a terraced house, and about £42,500 to be equally placed to rent one. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 114.2 crimes per 1,000 residents in Birmingham and 105.8 in Salford, so recorded crime per resident is 7% lower in Salford. The biggest difference is in vehicle offences: 10.2 per 1,000 in Birmingham against 5.4 in Salford.

Can a typical earner buy?

Terraced house Birmingham Salford
Median full-time pay £35,989 £34,958
House price ÷ pay 6.1× 6.3×
Median pay as a share of income typically needed to buy 82% 79%
Rent a year as a share of median pay 37% 40%

Buying, by property type

Type Birmingham Salford Difference
Detached £452,500 £392,500 -13% in Salford
Semi-detached £265,000 £270,000 +2% in Salford
Terraced £220,000 £220,000 0% in Salford
Flat £145,000 £160,000 +10% in Salford

Renting, by property type

Type (average rent a month) Birmingham Salford Difference
Detached £1,434 £1,533 +7% in Salford
Semi-detached £1,151 £1,315 +14% in Salford
Terraced £1,095 £1,170 +7% in Salford
Flat £919 £1,020 +11% in Salford

Crime

Police recorded 114.2 crimes per 1,000 residents in Birmingham and 105.8 in Salford, so recorded crime per resident is 7% lower in Salford.

Police recorded crime per 1,000 residents Birmingham Salford Difference
All recorded crime (excluding fraud) 114.2 105.8 -7% in Salford
Violence against the person 46.1 42.0 -9% in Salford
Sexual offences 4.8 4.3 -12% in Salford
Robbery 3.1 1.4 -54% in Salford
Residential burglary (per 1,000 households) 11.7 7.8 -34% in Salford
Vehicle offences 10.2 5.4 -47% in Salford
Theft from the person 1.3 0.7 -46% in Salford
Criminal damage and arson 9.1 10.2 +12% in Salford

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Birmingham: 179Salford: 220
House prices in Birmingham and Salford since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Birmingham now 179, Salford now 220.5010015020025020052010201520202025House prices in Birmingham and Salford since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Birmingham now 179, Salford now 220.5010015020025020102020
Show the figures
YearBirminghamSalford
2005100100
2006104106
2007109116
2008105110
20099599
201010098
20119796
20129895
201310096
2014106102
2015111110
2016120122
2017129134
2018136141
2019140145
2020142152
2021157183
2022172204
2023174202
2024174208
2025178222
12 months to July 2026179220

In 2005 the average home cost £130,237 in Birmingham and £104,379 in Salford. Now it is £232,548 and £229,776: Birmingham is up 79% and Salford is up 120%. Prices have risen faster in Salford, so the gap between the two has narrowed.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Birmingham: 6.5 years of paySalford: 6.6 years of pay
Years of median pay needed to buy the average home in Birmingham and SalfordBirmingham now 6.5, Salford now 6.6 years of pay.0×2×4×6×8×20052010201520202025Years of median pay needed to buy the average home in Birmingham and SalfordBirmingham now 6.5, Salford now 6.6 years of pay.0×2×4×6×8×20052010201520202025
Show the figures
YearBirminghamSalford
20056.1 years of pay5.0 years of pay
20105.5 years of pay4.4 years of pay
20155.8 years of pay4.7 years of pay
20206.3 years of pay5.4 years of pay
20256.5 years of pay6.6 years of pay

In 2005 a home cost 6.1 years of pay in Birmingham and 5.0 years in Salford. In 2025 it was 6.5 years and 6.6 years.

Affordability has worsened more in Salford over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Birmingham: 161Salford: 182
Rents in Birmingham and Salford since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Birmingham now 161, Salford now 182.100125150175200201620182020202220242026Rents in Birmingham and Salford since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Birmingham now 161, Salford now 182.100125150175200201520202025
Show the figures
YearBirminghamSalford
2015100100
2016105101
2017108106
2018111116
2019113119
2020116122
2021118124
2022122132
2023132146
2024147163
2025156175
August 2026161182

In 2015 the average rent was £682 a month in Birmingham and £643 in Salford. Now it is £1,099 and £1,170: up 61% in Birmingham and up 82% in Salford. Rents have risen faster in Salford.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Birmingham to Salford

Earning in Birmingham Equivalent to buy in Salford Equivalent to rent in Salford
£30,000 £30,000 £32,000
£40,000 £40,000 £42,500
£50,000 £50,000 £53,500
£60,000 £60,000 £64,000

Moving from Salford to Birmingham

Earning in Salford Equivalent to buy in Birmingham Equivalent to rent in Birmingham
£30,000 £30,000 £28,000
£40,000 £40,000 £37,500
£50,000 £50,000 £47,000
£60,000 £60,000 £56,000
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Birmingham figures · All Salford figures