Pay vs Place

Birmingham vs North Devon: buying or renting a home

A typical terraced house costs £0 (0%) more in Birmingham than in North Devon. Measured against local pay, buying is harder in North Devon: it takes 6.7× median annual pay, against 6.1× in Birmingham.

Birmingham, terraced
£220,000
Income typically needed: £44,000
Median full-time pay: £35,989
North Devon, terraced
£220,000
Income typically needed: £44,000
Median full-time pay: £32,682

At a glance

Birmingham North Devon
Buying a home Fairly affordable Expensive
Renting a home Expensive Fairly affordable
Recorded crime Above average Low

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in North Devon (£32,682) is 9% lower than in Birmingham (£35,989), while a typical terraced house costs the same (£220,000 against £220,000). Set against local pay, Birmingham is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 6.1× annual pay in Birmingham and 6.7× in North Devon. Renting one takes 37% of pay in Birmingham and 31% in North Devon. The two measures point different ways: buying is harder in North Devon, but renting takes a bigger share of pay in Birmingham.

Across all property types and measured against pay, Birmingham is the 108th least expensive of 316 areas to buy in, and North Devon is the 106th most expensive of 316 areas. For renting against pay, Birmingham is the 112th most expensive of 316 areas and North Devon is around the middle of 316 areas (184th most expensive).

Someone on £40,000 in Birmingham would need about £40,000 in North Devon to be equally placed to buy a terraced house, and about £31,500 to be equally placed to rent one. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 114.2 crimes per 1,000 residents in Birmingham and 55.3 in North Devon, so recorded crime per resident is 52% lower in North Devon. The biggest difference is in vehicle offences: 10.2 per 1,000 in Birmingham against 1.1 in North Devon.

Can a typical earner buy?

Terraced house Birmingham North Devon
Median full-time pay £35,989 £32,682
House price ÷ pay 6.1× 6.7×
Median pay as a share of income typically needed to buy 82% 74%
Rent a year as a share of median pay 37% 31%

Buying, by property type

Type Birmingham North Devon Difference
Detached £452,500 £375,000 -17% in North Devon
Semi-detached £265,000 £276,000 +4% in North Devon
Terraced £220,000 £220,000 0% in North Devon
Flat £145,000 £160,000 +10% in North Devon

Renting, by property type

Type (average rent a month) Birmingham North Devon Difference
Detached £1,434 £1,124 -22% in North Devon
Semi-detached £1,151 £915 -21% in North Devon
Terraced £1,095 £857 -22% in North Devon
Flat £919 £667 -27% in North Devon

Crime

Police recorded 114.2 crimes per 1,000 residents in Birmingham and 55.3 in North Devon, so recorded crime per resident is 52% lower in North Devon.

Police recorded crime per 1,000 residents Birmingham North Devon Difference
All recorded crime (excluding fraud) 114.2 55.3 -52% in North Devon
Violence against the person 46.1 24.6 -47% in North Devon
Sexual offences 4.8 3.3 -33% in North Devon
Robbery 3.1 0.4 -87% in North Devon
Residential burglary (per 1,000 households) 11.7 2.4 -79% in North Devon
Vehicle offences 10.2 1.1 -89% in North Devon
Theft from the person 1.3 0.3 -74% in North Devon
Criminal damage and arson 9.1 5.8 -36% in North Devon

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Birmingham: 179North Devon: 157
House prices in Birmingham and North Devon since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Birmingham now 179, North Devon now 157.7510012515017520020052010201520202025House prices in Birmingham and North Devon since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Birmingham now 179, North Devon now 157.7510012515017520020102020
Show the figures
YearBirminghamNorth Devon
2005100100
2006104104
2007109111
2008105107
20099598
2010100104
201197103
201298103
2013100100
2014106108
2015111113
2016120116
2017129120
2018136120
2019140130
2020142132
2021157142
2022172162
2023174164
2024174156
2025178159
12 months to July 2026179157

In 2005 the average home cost £130,237 in Birmingham and £181,587 in North Devon. Now it is £232,548 and £285,012: Birmingham is up 79% and North Devon is up 57%. Prices have risen faster in Birmingham, so the gap between the two has narrowed.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Birmingham: 6.5 years of payNorth Devon: 8.8 years of pay
Years of median pay needed to buy the average home in Birmingham and North DevonBirmingham now 6.5, North Devon now 8.8 years of pay.0×5×10×15×20052010201520202025Years of median pay needed to buy the average home in Birmingham and North DevonBirmingham now 6.5, North Devon now 8.8 years of pay.0×5×10×15×20052010201520202025
Show the figures
YearBirminghamNorth Devon
20056.1 years of pay11.0 years of pay
20105.5 years of pay9.5 years of pay
20155.8 years of pay9.3 years of pay
20206.3 years of pay9.7 years of pay
20256.5 years of pay8.8 years of pay

In 2005 a home cost 6.1 years of pay in Birmingham and 11.0 years in North Devon. In 2025 it was 6.5 years and 8.8 years.

Affordability has worsened more in Birmingham over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Birmingham: 161North Devon: 142
Rents in Birmingham and North Devon since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Birmingham now 161, North Devon now 142.100120140160180201620182020202220242026Rents in Birmingham and North Devon since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Birmingham now 161, North Devon now 142.100120140160180201520202025
Show the figures
YearBirminghamNorth Devon
2015100100
2016105101
2017108101
2018111104
2019113106
2020116108
2021118112
2022122117
2023132124
2024147132
2025156141
August 2026161142

In 2015 the average rent was £682 a month in Birmingham and £597 in North Devon. Now it is £1,099 and £846: up 61% in Birmingham and up 42% in North Devon. Rents have risen faster in Birmingham.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Birmingham to North Devon

Earning in Birmingham Equivalent to buy in North Devon Equivalent to rent in North Devon
£30,000 £30,000 £23,500
£40,000 £40,000 £31,500
£50,000 £50,000 £39,000
£60,000 £60,000 £47,000

Moving from North Devon to Birmingham

Earning in North Devon Equivalent to buy in Birmingham Equivalent to rent in Birmingham
£30,000 £30,000 £38,500
£40,000 £40,000 £51,000
£50,000 £50,000 £64,000
£60,000 £60,000 £76,500
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Birmingham figures · All North Devon figures