Pay vs Place

Birmingham vs Middlesbrough: buying or renting a home

A typical terraced house costs £125,050 (132%) more in Birmingham than in Middlesbrough. Measured against local pay, buying is harder in Birmingham: it takes 6.1× median annual pay, against 2.7× in Middlesbrough.

Birmingham, terraced
£220,000
Income typically needed: £44,000
Median full-time pay: £35,989
Middlesbrough, terraced
£94,950
Income typically needed: £19,000
Median full-time pay: £35,177

At a glance

Birmingham Middlesbrough
Buying a home Fairly affordable Affordable
Renting a home Expensive Affordable
Recorded crime Above average High

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Middlesbrough (£35,177) is 2% lower than in Birmingham (£35,989), while a typical terraced house costs 57% less (£94,950 against £220,000). Set against local pay, Middlesbrough is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 6.1× annual pay in Birmingham and 2.7× in Middlesbrough. Renting one takes 37% of pay in Birmingham and 24% in Middlesbrough. Both are harder in Birmingham, and the gap is wider for buying.

Across all property types and measured against pay, Birmingham is the 108th least expensive of 316 areas to buy in, and Middlesbrough is the 10th least expensive of 316 areas. For renting against pay, Birmingham is the 112th most expensive of 316 areas and Middlesbrough is the 27th least expensive of 316 areas.

Someone on £40,000 in Birmingham would need about £17,500 in Middlesbrough to be equally placed to buy a terraced house, and about £26,000 to be equally placed to rent one. Keeping the same pay after a move to Middlesbrough would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 114.2 crimes per 1,000 residents in Birmingham and 149.9 in Middlesbrough, so recorded crime per resident is 31% higher in Middlesbrough. The biggest difference is in criminal damage and arson: 9.1 per 1,000 in Birmingham against 19.6 in Middlesbrough.

Can a typical earner buy?

Terraced house Birmingham Middlesbrough
Median full-time pay £35,989 £35,177
House price ÷ pay 6.1× 2.7×
Median pay as a share of income typically needed to buy 82% 185%
Rent a year as a share of median pay 37% 24%

Buying, by property type

Type Birmingham Middlesbrough Difference
Detached £452,500 £270,000 -40% in Middlesbrough
Semi-detached £265,000 £165,000 -38% in Middlesbrough
Terraced £220,000 £94,950 -57% in Middlesbrough

Renting, by property type

Type (average rent a month) Birmingham Middlesbrough Difference
Detached £1,434 £951 -34% in Middlesbrough
Semi-detached £1,151 £757 -34% in Middlesbrough
Terraced £1,095 £710 -35% in Middlesbrough

Crime

Police recorded 114.2 crimes per 1,000 residents in Birmingham and 149.9 in Middlesbrough, so recorded crime per resident is 31% higher in Middlesbrough.

Police recorded crime per 1,000 residents Birmingham Middlesbrough Difference
All recorded crime (excluding fraud) 114.2 149.9 +31% in Middlesbrough
Violence against the person 46.1 53.4 +16% in Middlesbrough
Sexual offences 4.8 5.5 +13% in Middlesbrough
Robbery 3.1 3.7 +17% in Middlesbrough
Residential burglary (per 1,000 households) 11.7 12.5 +6% in Middlesbrough
Vehicle offences 10.2 7.7 -24% in Middlesbrough
Theft from the person 1.3 0.7 -45% in Middlesbrough
Criminal damage and arson 9.1 19.6 +117% in Middlesbrough

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Birmingham: 179Middlesbrough: 151
House prices in Birmingham and Middlesbrough since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Birmingham now 179, Middlesbrough now 151.7510012515017520020052010201520202025House prices in Birmingham and Middlesbrough since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Birmingham now 179, Middlesbrough now 151.7510012515017520020102020
Show the figures
YearBirminghamMiddlesbrough
2005100100
2006104117
2007109127
2008105122
200995118
2010100113
201197108
201298111
2013100106
2014106109
2015111110
2016120112
2017129113
2018136112
2019140114
2020142114
2021157127
2022172139
2023174141
2024174143
2025178150
12 months to July 2026179151

In 2005 the average home cost £130,237 in Birmingham and £91,205 in Middlesbrough. Now it is £232,548 and £137,721: Birmingham is up 79% and Middlesbrough is up 51%. Prices have risen faster in Birmingham, so the gap between the two has widened.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Birmingham: 6.5 years of payMiddlesbrough: 3.9 years of pay
Years of median pay needed to buy the average home in Birmingham and MiddlesbroughBirmingham now 6.5, Middlesbrough now 3.9 years of pay.0×2×4×6×8×20052010201520202025Years of median pay needed to buy the average home in Birmingham and MiddlesbroughBirmingham now 6.5, Middlesbrough now 3.9 years of pay.0×2×4×6×8×20052010201520202025
Show the figures
YearBirminghamMiddlesbrough
20056.1 years of pay5.0 years of pay
20105.5 years of pay4.9 years of pay
20155.8 years of pay4.1 years of pay
20206.3 years of pay3.9 years of pay
20256.5 years of pay3.9 years of pay

In 2005 a home cost 6.1 years of pay in Birmingham and 5.0 years in Middlesbrough. In 2025 it was 6.5 years and 3.9 years.

Affordability has worsened more in Birmingham over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Birmingham: 161Middlesbrough: 138
Rents in Birmingham and Middlesbrough since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Birmingham now 161, Middlesbrough now 138.100120140160180201620182020202220242026Rents in Birmingham and Middlesbrough since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Birmingham now 161, Middlesbrough now 138.100120140160180201520202025
Show the figures
YearBirminghamMiddlesbrough
2015100100
2016105101
2017108101
2018111102
2019113102
2020116103
2021118105
2022122106
2023132112
2024147121
2025156132
August 2026161138

In 2015 the average rent was £682 a month in Birmingham and £504 in Middlesbrough. Now it is £1,099 and £698: up 61% in Birmingham and up 38% in Middlesbrough. Rents have risen faster in Birmingham.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Birmingham to Middlesbrough

Earning in Birmingham Equivalent to buy in Middlesbrough Equivalent to rent in Middlesbrough
£30,000 £13,000 £19,500
£40,000 £17,500 £26,000
£50,000 £21,500 £32,500
£60,000 £26,000 £39,000

Moving from Middlesbrough to Birmingham

Earning in Middlesbrough Equivalent to buy in Birmingham Equivalent to rent in Birmingham
£30,000 £69,500 £46,500
£40,000 £92,500 £61,500
£50,000 £116,000 £77,000
£60,000 £139,000 £92,500
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Birmingham figures · All Middlesbrough figures