Pay vs Place

Birmingham vs Epsom and Ewell: buying or renting a home

A typical terraced house costs £269,000 (122%) more in Epsom and Ewell than in Birmingham. Measured against local pay, buying is harder in Epsom and Ewell: it takes 9.8× median annual pay, against 6.1× in Birmingham.

Birmingham, terraced
£220,000
Income typically needed: £44,000
Median full-time pay: £35,989
Epsom and Ewell, terraced
£489,000
Income typically needed: £98,000
Median full-time pay: £50,121

At a glance

Birmingham Epsom and Ewell
Buying a home Fairly affordable Very expensive
Renting a home Expensive Very expensive
Recorded crime Above average About average

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Epsom and Ewell (£50,121) is 39% higher than in Birmingham (£35,989), while a typical terraced house costs 122% more (£489,000 against £220,000). Set against local pay, Birmingham is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 6.1× annual pay in Birmingham and 9.8× in Epsom and Ewell. Renting one takes 37% of pay in Birmingham and 40% in Epsom and Ewell. Both are harder in Epsom and Ewell, and the gap is wider for buying.

Across all property types and measured against pay, Birmingham is the 108th least expensive of 316 areas to buy in, and Epsom and Ewell is the 26th most expensive of 316 areas. For renting against pay, Birmingham is the 112th most expensive of 316 areas and Epsom and Ewell is the 81st most expensive of 316 areas.

Someone on £40,000 in Birmingham would need about £89,000 in Epsom and Ewell to be equally placed to buy a terraced house, and about £60,500 to be equally placed to rent one. Keeping the same pay after a move to Epsom and Ewell would leave you worse placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 114.2 crimes per 1,000 residents in Birmingham and 67.0 in Epsom and Ewell, so recorded crime per resident is 41% lower in Epsom and Ewell. The biggest difference is in sexual offences: 4.8 per 1,000 in Birmingham against 2.0 in Epsom and Ewell.

Can a typical earner buy?

Terraced house Birmingham Epsom and Ewell
Median full-time pay £35,989 £50,121
House price ÷ pay 6.1× 9.8×
Median pay as a share of income typically needed to buy 82% 51%
Rent a year as a share of median pay 37% 40%

Buying, by property type

Type Birmingham Epsom and Ewell Difference
Detached £452,500 £852,500 +88% in Epsom and Ewell
Semi-detached £265,000 £628,000 +137% in Epsom and Ewell
Terraced £220,000 £489,000 +122% in Epsom and Ewell
Flat £145,000 £319,000 +120% in Epsom and Ewell

Renting, by property type

Type (average rent a month) Birmingham Epsom and Ewell Difference
Detached £1,434 £2,469 +72% in Epsom and Ewell
Semi-detached £1,151 £1,883 +64% in Epsom and Ewell
Terraced £1,095 £1,660 +52% in Epsom and Ewell
Flat £919 £1,347 +47% in Epsom and Ewell

Crime

Police recorded 114.2 crimes per 1,000 residents in Birmingham and 67.0 in Epsom and Ewell, so recorded crime per resident is 41% lower in Epsom and Ewell.

Police recorded crime per 1,000 residents Birmingham Epsom and Ewell Difference
All recorded crime (excluding fraud) 114.2 67.0 -41% in Epsom and Ewell
Violence against the person 46.1 24.2 -48% in Epsom and Ewell
Sexual offences 4.8 2.0 -59% in Epsom and Ewell
Robbery 3.1 0.7 -77% in Epsom and Ewell
Residential burglary (per 1,000 households) 11.7 7.7 -34% in Epsom and Ewell
Vehicle offences 10.2 6.0 -41% in Epsom and Ewell
Theft from the person 1.3 0.5 -57% in Epsom and Ewell
Criminal damage and arson 9.1 5.8 -36% in Epsom and Ewell

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Birmingham: 179Epsom and Ewell: 208
House prices in Birmingham and Epsom and Ewell since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Birmingham now 179, Epsom and Ewell now 208.5010015020025020052010201520202025House prices in Birmingham and Epsom and Ewell since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Birmingham now 179, Epsom and Ewell now 208.5010015020025020102020
Show the figures
YearBirminghamEpsom and Ewell
2005100100
2006104106
2007109117
2008105117
200995103
2010100116
201197116
201298122
2013100128
2014106145
2015111160
2016120175
2017129179
2018136181
2019140177
2020142183
2021157192
2022172207
2023174210
2024174203
2025178207
12 months to July 2026179208

In 2005 the average home cost £130,237 in Birmingham and £264,746 in Epsom and Ewell. Now it is £232,548 and £551,734: Birmingham is up 79% and Epsom and Ewell is up 108%. Prices have risen faster in Epsom and Ewell, so the gap between the two has widened.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Birmingham: 6.5 years of payEpsom and Ewell: 11.0 years of pay
Years of median pay needed to buy the average home in Birmingham and Epsom and EwellBirmingham now 6.5, Epsom and Ewell now 11.0 years of pay.0×5×10×15×20052010201520202025Years of median pay needed to buy the average home in Birmingham and Epsom and EwellBirmingham now 6.5, Epsom and Ewell now 11.0 years of pay.0×5×10×15×20052010201520202025
Show the figures
YearBirminghamEpsom and Ewell
20056.1 years of pay9.3 years of pay
20105.5 years of pay9.3 years of pay
20155.8 years of pay12.0 years of pay
20206.3 years of pay13.3 years of pay
20256.5 years of pay11.0 years of pay

In 2005 a home cost 6.1 years of pay in Birmingham and 9.3 years in Epsom and Ewell. In 2025 it was 6.5 years and 11.0 years.

Affordability has worsened more in Epsom and Ewell over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Birmingham: 161Epsom and Ewell: 133
Rents in Birmingham and Epsom and Ewell since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Birmingham now 161, Epsom and Ewell now 133.100120140160180201620182020202220242026Rents in Birmingham and Epsom and Ewell since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Birmingham now 161, Epsom and Ewell now 133.100120140160180201520202025
Show the figures
YearBirminghamEpsom and Ewell
2015100100
2016105105
2017108107
2018111106
2019113107
2020116109
2021118112
2022122118
2023132118
2024147128
2025156131
August 2026161133

In 2015 the average rent was £682 a month in Birmingham and £1,270 in Epsom and Ewell. Now it is £1,099 and £1,690: up 61% in Birmingham and up 33% in Epsom and Ewell. Rents have risen faster in Birmingham.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Birmingham to Epsom and Ewell

Earning in Birmingham Equivalent to buy in Epsom and Ewell Equivalent to rent in Epsom and Ewell
£30,000 £66,500 £45,500
£40,000 £89,000 £60,500
£50,000 £111,000 £76,000
£60,000 £133,500 £91,000

Moving from Epsom and Ewell to Birmingham

Earning in Epsom and Ewell Equivalent to buy in Birmingham Equivalent to rent in Birmingham
£30,000 £13,500 £20,000
£40,000 £18,000 £26,500
£50,000 £22,500 £33,000
£60,000 £27,000 £39,500
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job. The pay estimate for Epsom and Ewell is less reliable than most.

All Birmingham figures · All Epsom and Ewell figures