Pay vs Place

Birmingham vs East Riding of Yorkshire: buying or renting a home

A typical terraced house costs £57,000 (35%) more in Birmingham than in East Riding of Yorkshire. Measured against local pay, buying is harder in Birmingham: it takes 6.1× median annual pay, against 4.3× in East Riding of Yorkshire.

Birmingham, terraced
£220,000
Income typically needed: £44,000
Median full-time pay: £35,989
East Riding of Yorkshire, terraced
£163,000
Income typically needed: £32,500
Median full-time pay: £37,595

At a glance

Birmingham East Riding of Yorkshire
Buying a home Fairly affordable Fairly affordable
Renting a home Expensive Affordable
Recorded crime Above average Low

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in East Riding of Yorkshire (£37,595) is 4% higher than in Birmingham (£35,989), while a typical terraced house costs 26% less (£163,000 against £220,000). Set against local pay, East Riding of Yorkshire is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 6.1× annual pay in Birmingham and 4.3× in East Riding of Yorkshire. Renting one takes 37% of pay in Birmingham and 22% in East Riding of Yorkshire. Both are harder in Birmingham, and the gap is wider for renting.

Across all property types and measured against pay, Birmingham is the 108th least expensive of 316 areas to buy in, and East Riding of Yorkshire is the 60th least expensive of 316 areas. For renting against pay, Birmingham is the 112th most expensive of 316 areas and East Riding of Yorkshire is the 17th least expensive of 316 areas.

Someone on £40,000 in Birmingham would need about £29,500 in East Riding of Yorkshire to be equally placed to buy a terraced house, and about £25,500 to be equally placed to rent one. Keeping the same pay after a move to East Riding of Yorkshire would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 114.2 crimes per 1,000 residents in Birmingham and 51.4 in East Riding of Yorkshire, so recorded crime per resident is 55% lower in East Riding of Yorkshire. The biggest difference is in vehicle offences: 10.2 per 1,000 in Birmingham against 1.9 in East Riding of Yorkshire.

Can a typical earner buy?

Terraced house Birmingham East Riding of Yorkshire
Median full-time pay £35,989 £37,595
House price ÷ pay 6.1× 4.3×
Median pay as a share of income typically needed to buy 82% 115%
Rent a year as a share of median pay 37% 22%

Buying, by property type

Type Birmingham East Riding of Yorkshire Difference
Detached £452,500 £332,500 -27% in East Riding of Yorkshire
Semi-detached £265,000 £205,000 -23% in East Riding of Yorkshire
Terraced £220,000 £163,000 -26% in East Riding of Yorkshire
Flat £145,000 £100,000 -31% in East Riding of Yorkshire

Renting, by property type

Type (average rent a month) Birmingham East Riding of Yorkshire Difference
Detached £1,434 £1,029 -28% in East Riding of Yorkshire
Semi-detached £1,151 £773 -33% in East Riding of Yorkshire
Terraced £1,095 £701 -36% in East Riding of Yorkshire
Flat £919 £573 -38% in East Riding of Yorkshire

Crime

Police recorded 114.2 crimes per 1,000 residents in Birmingham and 51.4 in East Riding of Yorkshire, so recorded crime per resident is 55% lower in East Riding of Yorkshire.

Police recorded crime per 1,000 residents Birmingham East Riding of Yorkshire Difference
All recorded crime (excluding fraud) 114.2 51.4 -55% in East Riding of Yorkshire
Violence against the person 46.1 23.0 -50% in East Riding of Yorkshire
Sexual offences 4.8 2.1 -56% in East Riding of Yorkshire
Robbery 3.1 0.2 -92% in East Riding of Yorkshire
Residential burglary (per 1,000 households) 11.7 4.0 -66% in East Riding of Yorkshire
Vehicle offences 10.2 1.9 -81% in East Riding of Yorkshire
Theft from the person 1.3 0.1 -90% in East Riding of Yorkshire
Criminal damage and arson 9.1 4.8 -47% in East Riding of Yorkshire

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Birmingham: 179East Riding of Yorkshire: 162
House prices in Birmingham and East Riding of Yorkshire since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Birmingham now 179, East Riding of Yorkshire now 162.7510012515017520020052010201520202025House prices in Birmingham and East Riding of Yorkshire since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Birmingham now 179, East Riding of Yorkshire now 162.7510012515017520020102020
Show the figures
YearBirminghamEast Riding of Yorkshire
2005100100
2006104107
2007109113
2008105112
200995100
2010100104
201197102
201298101
2013100102
2014106105
2015111110
2016120115
2017129121
2018136124
2019140127
2020142130
2021157142
2022172153
2023174156
2024174155
2025178160
12 months to July 2026179162

In 2005 the average home cost £130,237 in Birmingham and £134,763 in East Riding of Yorkshire. Now it is £232,548 and £218,265: Birmingham is up 79% and East Riding of Yorkshire is up 62%. Prices have risen faster in Birmingham, so the gap between the two has narrowed.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Birmingham: 6.5 years of payEast Riding of Yorkshire: 5.8 years of pay
Years of median pay needed to buy the average home in Birmingham and East Riding of YorkshireBirmingham now 6.5, East Riding of Yorkshire now 5.8 years of pay.0×2×4×6×8×20052010201520202025Years of median pay needed to buy the average home in Birmingham and East Riding of YorkshireBirmingham now 6.5, East Riding of Yorkshire now 5.8 years of pay.0×2×4×6×8×20052010201520202025
Show the figures
YearBirminghamEast Riding of Yorkshire
20056.1 years of pay5.6 years of pay
20105.5 years of pay5.1 years of pay
20155.8 years of pay5.6 years of pay
20206.3 years of pay5.5 years of pay
20256.5 years of pay5.8 years of pay

In 2005 a home cost 6.1 years of pay in Birmingham and 5.6 years in East Riding of Yorkshire. In 2025 it was 6.5 years and 5.8 years.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Birmingham: 161East Riding of Yorkshire: 143
Rents in Birmingham and East Riding of Yorkshire since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Birmingham now 161, East Riding of Yorkshire now 143.100120140160180201620182020202220242026Rents in Birmingham and East Riding of Yorkshire since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Birmingham now 161, East Riding of Yorkshire now 143.100120140160180201520202025
Show the figures
YearBirminghamEast Riding of Yorkshire
2015100100
2016105102
2017108105
2018111105
2019113107
2020116109
2021118113
2022122116
2023132121
2024147129
2025156136
August 2026161143

In 2015 the average rent was £682 a month in Birmingham and £505 in East Riding of Yorkshire. Now it is £1,099 and £724: up 61% in Birmingham and up 43% in East Riding of Yorkshire. Rents have risen faster in Birmingham.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Birmingham to East Riding of Yorkshire

Earning in Birmingham Equivalent to buy in East Riding of Yorkshire Equivalent to rent in East Riding of Yorkshire
£30,000 £22,000 £19,000
£40,000 £29,500 £25,500
£50,000 £37,000 £32,000
£60,000 £44,500 £38,500

Moving from East Riding of Yorkshire to Birmingham

Earning in East Riding of Yorkshire Equivalent to buy in Birmingham Equivalent to rent in Birmingham
£30,000 £40,500 £47,000
£40,000 £54,000 £62,500
£50,000 £67,500 £78,000
£60,000 £81,000 £93,500
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Birmingham figures · All East Riding of Yorkshire figures