Birmingham vs County Durham: buying or renting a home
A typical terraced house costs £118,000 (116%) more in Birmingham than in County Durham. Measured against local pay, buying is harder in Birmingham: it takes 6.1× median annual pay, against 3.1× in County Durham.
At a glance
| Birmingham | County Durham | |
|---|---|---|
| Buying a home | Fairly affordable | Affordable |
| Renting a home | Expensive | Affordable |
| Recorded crime | Above average | About average |
Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.
What the numbers say
Median full-time pay in County Durham (£33,436) is 7% lower than in Birmingham (£35,989), while a typical terraced house costs 54% less (£102,000 against £220,000). Set against local pay, County Durham is the easier of the two for a typical earner to buy in.
Buying a terraced house takes 6.1× annual pay in Birmingham and 3.1× in County Durham. Renting one takes 37% of pay in Birmingham and 24% in County Durham. Both are harder in Birmingham, and the gap is wider for buying.
Across all property types and measured against pay, Birmingham is the 108th least expensive of 316 areas to buy in, and County Durham is the 6th least expensive of 316 areas. For renting against pay, Birmingham is the 112th most expensive of 316 areas and County Durham is the 20th least expensive of 316 areas.
Someone on £40,000 in Birmingham would need about £18,500 in County Durham to be equally placed to buy a terraced house, and about £25,000 to be equally placed to rent one. Keeping the same pay after a move to County Durham would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.
Police recorded 114.2 crimes per 1,000 residents in Birmingham and 91.0 in County Durham, so recorded crime per resident is 20% lower in County Durham. The biggest difference is in vehicle offences: 10.2 per 1,000 in Birmingham against 3.5 in County Durham.
Can a typical earner buy?
| Terraced house | Birmingham | County Durham |
|---|---|---|
| Median full-time pay | £35,989 | £33,436 |
| House price ÷ pay | 6.1× | 3.1× |
| Median pay as a share of income typically needed to buy | 82% | 164% |
| Rent a year as a share of median pay | 37% | 24% |
Buying, by property type
| Type | Birmingham | County Durham | Difference |
|---|---|---|---|
| Detached | £452,500 | £265,500 | -41% in County Durham |
| Semi-detached | £265,000 | £150,000 | -43% in County Durham |
| Terraced | £220,000 | £102,000 | -54% in County Durham |
| Flat | £145,000 | £89,725 | -38% in County Durham |
Renting, by property type
| Type (average rent a month) | Birmingham | County Durham | Difference |
|---|---|---|---|
| Detached | £1,434 | £878 | -39% in County Durham |
| Semi-detached | £1,151 | £683 | -41% in County Durham |
| Terraced | £1,095 | £682 | -38% in County Durham |
| Flat | £919 | £547 | -40% in County Durham |
Crime
Police recorded 114.2 crimes per 1,000 residents in Birmingham and 91.0 in County Durham, so recorded crime per resident is 20% lower in County Durham.
| Police recorded crime per 1,000 residents | Birmingham | County Durham | Difference |
|---|---|---|---|
| All recorded crime (excluding fraud) | 114.2 | 91.0 | -20% in County Durham |
| Violence against the person | 46.1 | 35.1 | -24% in County Durham |
| Sexual offences | 4.8 | 3.7 | -23% in County Durham |
| Robbery | 3.1 | 0.6 | -82% in County Durham |
| Residential burglary (per 1,000 households) | 11.7 | 7.1 | -40% in County Durham |
| Vehicle offences | 10.2 | 3.5 | -66% in County Durham |
| Theft from the person | 1.3 | 0.2 | -82% in County Durham |
| Criminal damage and arson | 9.1 | 13.7 | +51% in County Durham |
Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.
How prices have changed in each area
Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.
Show the figures
| Year | Birmingham | County Durham |
|---|---|---|
| 2005 | 100 | 100 |
| 2006 | 104 | 109 |
| 2007 | 109 | 114 |
| 2008 | 105 | 113 |
| 2009 | 95 | 101 |
| 2010 | 100 | 103 |
| 2011 | 97 | 98 |
| 2012 | 98 | 96 |
| 2013 | 100 | 94 |
| 2014 | 106 | 92 |
| 2015 | 111 | 94 |
| 2016 | 120 | 96 |
| 2017 | 129 | 98 |
| 2018 | 136 | 99 |
| 2019 | 140 | 99 |
| 2020 | 142 | 99 |
| 2021 | 157 | 115 |
| 2022 | 172 | 123 |
| 2023 | 174 | 123 |
| 2024 | 174 | 126 |
| 2025 | 178 | 134 |
| 12 months to July 2026 | 179 | 136 |
In 2005 the average home cost £130,237 in Birmingham and £100,320 in County Durham. Now it is £232,548 and £136,936: Birmingham is up 79% and County Durham is up 36%. Prices have risen faster in Birmingham, so the gap between the two has widened.
Buying a home against local pay, over time
Average house price divided by median full-time pay. Higher means harder to afford.
Show the figures
| Year | Birmingham | County Durham |
|---|---|---|
| 2005 | 6.1 years of pay | 5.1 years of pay |
| 2010 | 5.5 years of pay | 4.5 years of pay |
| 2015 | 5.8 years of pay | 3.8 years of pay |
| 2020 | 6.3 years of pay | 3.5 years of pay |
| 2025 | 6.5 years of pay | 4.0 years of pay |
In 2005 a home cost 6.1 years of pay in Birmingham and 5.1 years in County Durham. In 2025 it was 6.5 years and 4.0 years.
Affordability has worsened more in Birmingham over that time.
How rents have changed in each area
Average monthly rent for all property types, indexed so that 2015 is 100.
Show the figures
| Year | Birmingham | County Durham |
|---|---|---|
| 2015 | 100 | 100 |
| 2016 | 105 | 100 |
| 2017 | 108 | 102 |
| 2018 | 111 | 102 |
| 2019 | 113 | 103 |
| 2020 | 116 | 104 |
| 2021 | 118 | 105 |
| 2022 | 122 | 109 |
| 2023 | 132 | 113 |
| 2024 | 147 | 121 |
| 2025 | 156 | 131 |
| August 2026 | 161 | 141 |
In 2015 the average rent was £682 a month in Birmingham and £462 in County Durham. Now it is £1,099 and £650: up 61% in Birmingham and up 41% in County Durham. Rents have risen faster in Birmingham.
What your salary is worth in each area
Salary needed to afford the same kind of home (terraced), going by median prices and average rents.
Moving from Birmingham to County Durham
| Earning in Birmingham | Equivalent to buy in County Durham | Equivalent to rent in County Durham |
|---|---|---|
| £30,000 | £14,000 | £18,500 |
| £40,000 | £18,500 | £25,000 |
| £50,000 | £23,000 | £31,000 |
| £60,000 | £28,000 | £37,500 |
Moving from County Durham to Birmingham
| Earning in County Durham | Equivalent to buy in Birmingham | Equivalent to rent in Birmingham |
|---|---|---|
| £30,000 | £64,500 | £48,000 |
| £40,000 | £86,500 | £64,000 |
| £50,000 | £108,000 | £80,500 |
| £60,000 | £129,500 | £96,500 |