Pay vs Place

Birmingham vs Bromley: buying or renting a home

A typical terraced house costs £295,000 (134%) more in Bromley than in Birmingham. Measured against local pay, buying is harder in Bromley: it takes 10.1× median annual pay, against 6.1× in Birmingham.

Birmingham, terraced
£220,000
Income typically needed: £44,000
Median full-time pay: £35,989
Bromley, terraced
£515,000
Income typically needed: £103,000
Median full-time pay: £51,225

At a glance

Birmingham Bromley
Buying a home Fairly affordable Expensive
Renting a home Expensive Expensive
Recorded crime Above average About average

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Bromley (£51,225) is 42% higher than in Birmingham (£35,989), while a typical terraced house costs 134% more (£515,000 against £220,000). Set against local pay, Birmingham is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 6.1× annual pay in Birmingham and 10.1× in Bromley. Renting one takes 37% of pay in Birmingham and 45% in Bromley. Both are harder in Bromley, and the gap is wider for buying.

Across all property types and measured against pay, Birmingham is the 108th least expensive of 316 areas to buy in, and Bromley is the 48th most expensive of 316 areas. For renting against pay, Birmingham is the 112th most expensive of 316 areas and Bromley is the 88th most expensive of 316 areas.

Someone on £40,000 in Birmingham would need about £93,500 in Bromley to be equally placed to buy a terraced house, and about £70,000 to be equally placed to rent one. Keeping the same pay after a move to Bromley would leave you worse placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 114.2 crimes per 1,000 residents in Birmingham and 69.1 in Bromley, so recorded crime per resident is 40% lower in Bromley. The biggest difference is in violence against the person: 46.1 per 1,000 in Birmingham against 20.1 in Bromley.

Can a typical earner buy?

Terraced house Birmingham Bromley
Median full-time pay £35,989 £51,225
House price ÷ pay 6.1× 10.1×
Median pay as a share of income typically needed to buy 82% 50%
Rent a year as a share of median pay 37% 45%

Buying, by property type

Type Birmingham Bromley Difference
Detached £452,500 £860,000 +90% in Bromley
Semi-detached £265,000 £625,000 +136% in Bromley
Terraced £220,000 £515,000 +134% in Bromley
Flat £145,000 £335,000 +131% in Bromley

Renting, by property type

Type (average rent a month) Birmingham Bromley Difference
Detached £1,434 £2,897 +102% in Bromley
Semi-detached £1,151 £2,159 +88% in Bromley
Terraced £1,095 £1,913 +75% in Bromley
Flat £919 £1,511 +64% in Bromley

Crime

Police recorded 114.2 crimes per 1,000 residents in Birmingham and 69.1 in Bromley, so recorded crime per resident is 40% lower in Bromley.

Police recorded crime per 1,000 residents Birmingham Bromley Difference
All recorded crime (excluding fraud) 114.2 69.1 -40% in Bromley
Violence against the person 46.1 20.1 -56% in Bromley
Sexual offences 4.8 2.3 -54% in Bromley
Robbery 3.1 1.9 -38% in Bromley
Residential burglary (per 1,000 households) 11.7 6.4 -45% in Bromley
Vehicle offences 10.2 9.5 -7% in Bromley
Theft from the person 1.3 1.6 +26% in Bromley
Criminal damage and arson 9.1 6.2 -32% in Bromley

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Birmingham: 179Bromley: 212
House prices in Birmingham and Bromley since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Birmingham now 179, Bromley now 212.5010015020025020052010201520202025House prices in Birmingham and Bromley since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Birmingham now 179, Bromley now 212.5010015020025020102020
Show the figures
YearBirminghamBromley
2005100100
2006104104
2007109116
2008105116
200995104
2010100113
201197115
201298118
2013100124
2014106145
2015111161
2016120178
2017129184
2018136185
2019140182
2020142181
2021157195
2022172210
2023174208
2024174204
2025178213
12 months to July 2026179212

In 2005 the average home cost £130,237 in Birmingham and £243,927 in Bromley. Now it is £232,548 and £518,218: Birmingham is up 79% and Bromley is up 112%. Prices have risen faster in Bromley, so the gap between the two has widened.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Birmingham: 6.5 years of payBromley: 10.1 years of pay
Years of median pay needed to buy the average home in Birmingham and BromleyBirmingham now 6.5, Bromley now 10.1 years of pay.0×5×10×15×20052010201520202025Years of median pay needed to buy the average home in Birmingham and BromleyBirmingham now 6.5, Bromley now 10.1 years of pay.0×5×10×15×20052010201520202025
Show the figures
YearBirminghamBromley
20056.1 years of pay7.9 years of pay
20105.5 years of pay8.0 years of pay
20155.8 years of pay10.7 years of pay
20206.3 years of pay10.1 years of pay
20256.5 years of pay10.1 years of pay

In 2005 a home cost 6.1 years of pay in Birmingham and 7.9 years in Bromley. In 2025 it was 6.5 years and 10.1 years.

Affordability has worsened more in Bromley over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Birmingham: 161Bromley: 145
Rents in Birmingham and Bromley since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Birmingham now 161, Bromley now 145.100120140160180201620182020202220242026Rents in Birmingham and Bromley since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Birmingham now 161, Bromley now 145.100120140160180201520202025
Show the figures
YearBirminghamBromley
2015100100
2016105104
2017108106
2018111106
2019113107
2020116109
2021118112
2022122117
2023132123
2024147133
2025156140
August 2026161145

In 2015 the average rent was £682 a month in Birmingham and £1,163 in Bromley. Now it is £1,099 and £1,684: up 61% in Birmingham and up 45% in Bromley. Rents have risen faster in Birmingham.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Birmingham to Bromley

Earning in Birmingham Equivalent to buy in Bromley Equivalent to rent in Bromley
£30,000 £70,000 £52,500
£40,000 £93,500 £70,000
£50,000 £117,000 £87,500
£60,000 £140,500 £105,000

Moving from Bromley to Birmingham

Earning in Bromley Equivalent to buy in Birmingham Equivalent to rent in Birmingham
£30,000 £13,000 £17,000
£40,000 £17,000 £23,000
£50,000 £21,500 £28,500
£60,000 £25,500 £34,500
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Birmingham figures · All Bromley figures