Pay vs Place

Birmingham vs Bracknell Forest: buying or renting a home

A typical terraced house costs £155,000 (70%) more in Bracknell Forest than in Birmingham. Measured against local pay, buying is harder in Bracknell Forest: it takes 8.7× median annual pay, against 6.1× in Birmingham.

Birmingham, terraced
£220,000
Income typically needed: £44,000
Median full-time pay: £35,989
Bracknell Forest, terraced
£375,000
Income typically needed: £75,000
Median full-time pay: £43,206

At a glance

Birmingham Bracknell Forest
Buying a home Fairly affordable Expensive
Renting a home Expensive Very expensive
Recorded crime Above average Low

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Bracknell Forest (£43,206) is 20% higher than in Birmingham (£35,989), while a typical terraced house costs 70% more (£375,000 against £220,000). Set against local pay, Birmingham is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 6.1× annual pay in Birmingham and 8.7× in Bracknell Forest. Renting one takes 37% of pay in Birmingham and 39% in Bracknell Forest. Both are harder in Bracknell Forest, and the gap is wider for buying.

Across all property types and measured against pay, Birmingham is the 108th least expensive of 316 areas to buy in, and Bracknell Forest is the 64th most expensive of 316 areas. For renting against pay, Birmingham is the 112th most expensive of 316 areas and Bracknell Forest is the 80th most expensive of 316 areas.

Someone on £40,000 in Birmingham would need about £68,000 in Bracknell Forest to be equally placed to buy a terraced house, and about £52,000 to be equally placed to rent one. Keeping the same pay after a move to Bracknell Forest would leave you worse placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 114.2 crimes per 1,000 residents in Birmingham and 52.6 in Bracknell Forest, so recorded crime per resident is 54% lower in Bracknell Forest. The biggest difference is in residential burglary: 11.7 per 1,000 in Birmingham against 2.8 in Bracknell Forest.

Can a typical earner buy?

Terraced house Birmingham Bracknell Forest
Median full-time pay £35,989 £43,206
House price ÷ pay 6.1× 8.7×
Median pay as a share of income typically needed to buy 82% 58%
Rent a year as a share of median pay 37% 39%

Buying, by property type

Type Birmingham Bracknell Forest Difference
Detached £452,500 £635,000 +40% in Bracknell Forest
Semi-detached £265,000 £460,000 +74% in Bracknell Forest
Terraced £220,000 £375,000 +70% in Bracknell Forest
Flat £145,000 £230,000 +59% in Bracknell Forest

Renting, by property type

Type (average rent a month) Birmingham Bracknell Forest Difference
Detached £1,434 £2,193 +53% in Bracknell Forest
Semi-detached £1,151 £1,626 +41% in Bracknell Forest
Terraced £1,095 £1,422 +30% in Bracknell Forest
Flat £919 £1,178 +28% in Bracknell Forest

Crime

Police recorded 114.2 crimes per 1,000 residents in Birmingham and 52.6 in Bracknell Forest, so recorded crime per resident is 54% lower in Bracknell Forest.

Police recorded crime per 1,000 residents Birmingham Bracknell Forest Difference
All recorded crime (excluding fraud) 114.2 52.6 -54% in Bracknell Forest
Violence against the person 46.1 20.9 -55% in Bracknell Forest
Sexual offences 4.8 2.6 -45% in Bracknell Forest
Robbery 3.1 0.7 -79% in Bracknell Forest
Residential burglary (per 1,000 households) 11.7 2.8 -76% in Bracknell Forest
Vehicle offences 10.2 3.5 -65% in Bracknell Forest
Theft from the person 1.3 0.2 -81% in Bracknell Forest
Criminal damage and arson 9.1 4.1 -54% in Bracknell Forest

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Birmingham: 179Bracknell Forest: 189
House prices in Birmingham and Bracknell Forest since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Birmingham now 179, Bracknell Forest now 189.7510012515017520020052010201520202025House prices in Birmingham and Bracknell Forest since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Birmingham now 179, Bracknell Forest now 189.7510012515017520020102020
Show the figures
YearBirminghamBracknell Forest
2005100100
2006104104
2007109115
2008105113
200995100
2010100111
201197111
201298112
2013100118
2014106132
2015111148
2016120168
2017129170
2018136170
2019140164
2020142165
2021157172
2022172188
2023174189
2024174188
2025178190
12 months to July 2026179189

In 2005 the average home cost £130,237 in Birmingham and £208,296 in Bracknell Forest. Now it is £232,548 and £394,041: Birmingham is up 79% and Bracknell Forest is up 89%. Prices have risen faster in Bracknell Forest, so the gap between the two has widened.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Birmingham: 6.5 years of payBracknell Forest: 9.2 years of pay
Years of median pay needed to buy the average home in Birmingham and Bracknell ForestBirmingham now 6.5, Bracknell Forest now 9.2 years of pay.0×2.5×5×7.5×10×20052010201520202025Years of median pay needed to buy the average home in Birmingham and Bracknell ForestBirmingham now 6.5, Bracknell Forest now 9.2 years of pay.0×2.5×5×7.5×10×20052010201520202025
Show the figures
YearBirminghamBracknell Forest
20056.1 years of pay7.4 years of pay
20105.5 years of pay7.7 years of pay
20155.8 years of pay9.8 years of pay
20206.3 years of pay9.4 years of pay
20256.5 years of pay9.2 years of pay

In 2005 a home cost 6.1 years of pay in Birmingham and 7.4 years in Bracknell Forest. In 2025 it was 6.5 years and 9.2 years.

Affordability has worsened more in Bracknell Forest over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Birmingham: 161Bracknell Forest: 144
Rents in Birmingham and Bracknell Forest since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Birmingham now 161, Bracknell Forest now 144.100120140160180201620182020202220242026Rents in Birmingham and Bracknell Forest since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Birmingham now 161, Bracknell Forest now 144.100120140160180201520202025
Show the figures
YearBirminghamBracknell Forest
2015100100
2016105102
2017108103
2018111105
2019113106
2020116108
2021118108
2022122111
2023132117
2024147130
2025156141
August 2026161144

In 2015 the average rent was £682 a month in Birmingham and £1,014 in Bracknell Forest. Now it is £1,099 and £1,462: up 61% in Birmingham and up 44% in Bracknell Forest. Rents have risen faster in Birmingham.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Birmingham to Bracknell Forest

Earning in Birmingham Equivalent to buy in Bracknell Forest Equivalent to rent in Bracknell Forest
£30,000 £51,000 £39,000
£40,000 £68,000 £52,000
£50,000 £85,000 £65,000
£60,000 £102,500 £78,000

Moving from Bracknell Forest to Birmingham

Earning in Bracknell Forest Equivalent to buy in Birmingham Equivalent to rent in Birmingham
£30,000 £17,500 £23,000
£40,000 £23,500 £31,000
£50,000 £29,500 £38,500
£60,000 £35,000 £46,000
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Birmingham figures · All Bracknell Forest figures