Pay vs Place

Birmingham vs Blaby: buying or renting a home

A typical terraced house costs £0 (0%) more in Birmingham than in Blaby. Measured against local pay, buying is harder in Birmingham: it takes 6.1× median annual pay, against 5.7× in Blaby.

Birmingham, terraced
£220,000
Income typically needed: £44,000
Median full-time pay: £35,989
Blaby, terraced
£220,000
Income typically needed: £44,000
Median full-time pay: £38,279

At a glance

Birmingham Blaby
Buying a home Fairly affordable Fairly affordable
Renting a home Expensive Fairly affordable
Recorded crime Above average Low

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Blaby (£38,279) is 6% higher than in Birmingham (£35,989), while a typical terraced house costs the same (£220,000 against £220,000). Set against local pay, Blaby is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 6.1× annual pay in Birmingham and 5.7× in Blaby. Renting one takes 37% of pay in Birmingham and 31% in Blaby. Both are harder in Birmingham, and the gap is wider for renting.

Across all property types and measured against pay, Birmingham is the 108th least expensive of 316 areas to buy in, and Blaby is around the middle of 316 areas (167th most expensive). For renting against pay, Birmingham is the 112th most expensive of 316 areas and Blaby is around the middle of 316 areas (183rd most expensive).

Someone on £40,000 in Birmingham would need about £40,000 in Blaby to be equally placed to buy a terraced house, and about £36,500 to be equally placed to rent one. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 114.2 crimes per 1,000 residents in Birmingham and 59.2 in Blaby, so recorded crime per resident is 48% lower in Blaby. The biggest difference is in vehicle offences: 10.2 per 1,000 in Birmingham against 3.6 in Blaby.

Can a typical earner buy?

Terraced house Birmingham Blaby
Median full-time pay £35,989 £38,279
House price ÷ pay 6.1× 5.7×
Median pay as a share of income typically needed to buy 82% 87%
Rent a year as a share of median pay 37% 31%

Buying, by property type

Type Birmingham Blaby Difference
Detached £452,500 £366,500 -19% in Blaby
Semi-detached £265,000 £266,000 +0% in Blaby
Terraced £220,000 £220,000 0% in Blaby

Renting, by property type

Type (average rent a month) Birmingham Blaby Difference
Detached £1,434 £1,329 -7% in Blaby
Semi-detached £1,151 £1,026 -11% in Blaby
Terraced £1,095 £994 -9% in Blaby

Crime

Police recorded 114.2 crimes per 1,000 residents in Birmingham and 59.2 in Blaby, so recorded crime per resident is 48% lower in Blaby.

Police recorded crime per 1,000 residents Birmingham Blaby Difference
All recorded crime (excluding fraud) 114.2 59.2 -48% in Blaby
Violence against the person 46.1 21.5 -53% in Blaby
Sexual offences 4.8 3.2 -33% in Blaby
Robbery 3.1 0.3 -89% in Blaby
Residential burglary (per 1,000 households) 11.7 6.5 -44% in Blaby
Vehicle offences 10.2 3.6 -64% in Blaby
Theft from the person 1.3 0.4 -67% in Blaby
Criminal damage and arson 9.1 5.5 -39% in Blaby

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Birmingham: 179Blaby: 183
House prices in Birmingham and Blaby since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Birmingham now 179, Blaby now 183.7510012515017520020052010201520202025House prices in Birmingham and Blaby since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Birmingham now 179, Blaby now 183.7510012515017520020102020
Show the figures
YearBirminghamBlaby
2005100100
2006104103
2007109109
2008105106
20099596
2010100102
201197101
201298100
2013100101
2014106109
2015111115
2016120122
2017129131
2018136141
2019140144
2020142149
2021157160
2022172177
2023174181
2024174182
2025178181
12 months to July 2026179183

In 2005 the average home cost £130,237 in Birmingham and £156,658 in Blaby. Now it is £232,548 and £287,387: Birmingham is up 79% and Blaby is up 83%.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Birmingham: 6.5 years of payBlaby: 7.4 years of pay
Years of median pay needed to buy the average home in Birmingham and BlabyBirmingham now 6.5, Blaby now 7.4 years of pay.0×2×4×6×8×20052010201520202025Years of median pay needed to buy the average home in Birmingham and BlabyBirmingham now 6.5, Blaby now 7.4 years of pay.0×2×4×6×8×20052010201520202025
Show the figures
YearBirminghamBlaby
20056.1 years of pay6.3 years of pay
20105.5 years of pay5.8 years of pay
20155.8 years of pay6.5 years of pay
20206.3 years of pay6.6 years of pay
20256.5 years of pay7.4 years of pay

In 2005 a home cost 6.1 years of pay in Birmingham and 6.3 years in Blaby. In 2025 it was 6.5 years and 7.4 years.

Affordability has worsened more in Blaby over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Birmingham: 161Blaby: 164
Rents in Birmingham and Blaby since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Birmingham now 161, Blaby now 164.100120140160180201620182020202220242026Rents in Birmingham and Blaby since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Birmingham now 161, Blaby now 164.100120140160180201520202025
Show the figures
YearBirminghamBlaby
2015100100
2016105103
2017108107
2018111110
2019113113
2020116115
2021118117
2022122123
2023132130
2024147142
2025156154
August 2026161164

In 2015 the average rent was £682 a month in Birmingham and £607 in Blaby. Now it is £1,099 and £998: up 61% in Birmingham and up 64% in Blaby.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Birmingham to Blaby

Earning in Birmingham Equivalent to buy in Blaby Equivalent to rent in Blaby
£30,000 £30,000 £27,000
£40,000 £40,000 £36,500
£50,000 £50,000 £45,500
£60,000 £60,000 £54,500

Moving from Blaby to Birmingham

Earning in Blaby Equivalent to buy in Birmingham Equivalent to rent in Birmingham
£30,000 £30,000 £33,000
£40,000 £40,000 £44,000
£50,000 £50,000 £55,000
£60,000 £60,000 £66,000
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Birmingham figures · All Blaby figures