Basingstoke and Deane vs Liverpool: buying or renting a home
A typical terraced house costs £149,000 (90%) more in Basingstoke and Deane than in Liverpool. Measured against local pay, buying is harder in Basingstoke and Deane: it takes 7.0× median annual pay, against 4.4× in Liverpool.
At a glance
| Basingstoke and Deane | Liverpool | |
|---|---|---|
| Buying a home | Expensive | Fairly affordable |
| Renting a home | Expensive | Fairly affordable |
| Recorded crime | Low | Above average |
Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.
What the numbers say
Median full-time pay in Liverpool (£37,144) is 17% lower than in Basingstoke and Deane (£44,809), while a typical terraced house costs 47% less (£165,000 against £314,000). Set against local pay, Liverpool is the easier of the two for a typical earner to buy in.
Buying a terraced house takes 7.0× annual pay in Basingstoke and Deane and 4.4× in Liverpool. Renting one takes 35% of pay in Basingstoke and Deane and 30% in Liverpool. Both are harder in Basingstoke and Deane, and the gap is wider for buying.
Across all property types and measured against pay, Basingstoke and Deane is the 122nd most expensive of 316 areas to buy in, and Liverpool is the 27th least expensive of 316 areas. For renting against pay, Basingstoke and Deane is around the middle of 316 areas (129th most expensive) and Liverpool is the 115th least expensive of 316 areas.
Someone on £40,000 in Basingstoke and Deane would need about £21,000 in Liverpool to be equally placed to buy a terraced house, and about £28,000 to be equally placed to rent one. Keeping the same pay after a move to Liverpool would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.
Police recorded 58.2 crimes per 1,000 residents in Basingstoke and Deane and 124.1 in Liverpool, so recorded crime per resident in Liverpool is 2.1 times the rate in Basingstoke and Deane. The biggest difference is in criminal damage and arson: 5.2 per 1,000 in Basingstoke and Deane against 10.3 in Liverpool.
Can a typical earner buy?
| Terraced house | Basingstoke and Deane | Liverpool |
|---|---|---|
| Median full-time pay | £44,809 | £37,144 |
| House price ÷ pay | 7.0× | 4.4× |
| Median pay as a share of income typically needed to buy | 71% | 113% |
| Rent a year as a share of median pay | 35% | 30% |
Buying, by property type
| Type | Basingstoke and Deane | Liverpool | Difference |
|---|---|---|---|
| Detached | £566,250 | £380,000 | -33% in Liverpool |
| Semi-detached | £400,000 | £240,000 | -40% in Liverpool |
| Terraced | £314,000 | £165,000 | -47% in Liverpool |
| Flat | £190,750 | £147,500 | -23% in Liverpool |
Renting, by property type
| Type (average rent a month) | Basingstoke and Deane | Liverpool | Difference |
|---|---|---|---|
| Detached | £1,871 | £1,225 | -35% in Liverpool |
| Semi-detached | £1,430 | £1,008 | -30% in Liverpool |
| Terraced | £1,302 | £917 | -30% in Liverpool |
| Flat | £1,068 | £786 | -26% in Liverpool |
Crime
Police recorded 58.2 crimes per 1,000 residents in Basingstoke and Deane and 124.1 in Liverpool, so recorded crime per resident in Liverpool is 2.1 times the rate in Basingstoke and Deane.
| Police recorded crime per 1,000 residents | Basingstoke and Deane | Liverpool | Difference |
|---|---|---|---|
| All recorded crime (excluding fraud) | 58.2 | 124.1 | +113% in Liverpool |
| Violence against the person | 24.4 | 45.6 | +87% in Liverpool |
| Sexual offences | 2.6 | 4.1 | +58% in Liverpool |
| Robbery | 0.6 | 1.6 | +155% in Liverpool |
| Residential burglary (per 1,000 households) | 4.4 | 6.1 | +37% in Liverpool |
| Vehicle offences | 3.0 | 5.3 | +79% in Liverpool |
| Theft from the person | 0.3 | 1.2 | +272% in Liverpool |
| Criminal damage and arson | 5.2 | 10.3 | +99% in Liverpool |
Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.
How prices have changed in each area
Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.
Show the figures
| Year | Basingstoke and Deane | Liverpool |
|---|---|---|
| 2005 | 100 | 100 |
| 2006 | 104 | 110 |
| 2007 | 115 | 117 |
| 2008 | 112 | 113 |
| 2009 | 100 | 104 |
| 2010 | 108 | 105 |
| 2011 | 108 | 101 |
| 2012 | 111 | 99 |
| 2013 | 115 | 99 |
| 2014 | 124 | 103 |
| 2015 | 136 | 107 |
| 2016 | 152 | 110 |
| 2017 | 158 | 115 |
| 2018 | 160 | 121 |
| 2019 | 157 | 123 |
| 2020 | 158 | 128 |
| 2021 | 166 | 148 |
| 2022 | 181 | 161 |
| 2023 | 184 | 163 |
| 2024 | 182 | 166 |
| 2025 | 192 | 179 |
| 12 months to July 2026 | 192 | 183 |
In 2005 the average home cost £192,151 in Basingstoke and Deane and £99,018 in Liverpool. Now it is £368,737 and £181,637: Basingstoke and Deane is up 92% and Liverpool is up 83%. Prices have risen faster in Basingstoke and Deane, so the gap between the two has widened.
Buying a home against local pay, over time
Average house price divided by median full-time pay. Higher means harder to afford.
Show the figures
| Year | Basingstoke and Deane | Liverpool |
|---|---|---|
| 2005 | 7.3 years of pay | 4.9 years of pay |
| 2010 | 7.1 years of pay | 4.3 years of pay |
| 2015 | 8.2 years of pay | 4.1 years of pay |
| 2020 | 8.3 years of pay | 4.1 years of pay |
| 2025 | 8.2 years of pay | 4.8 years of pay |
In 2005 a home cost 7.3 years of pay in Basingstoke and Deane and 4.9 years in Liverpool. In 2025 it was 8.2 years and 4.8 years.
Affordability has worsened more in Basingstoke and Deane over that time.
How rents have changed in each area
Average monthly rent for all property types, indexed so that 2015 is 100.
Show the figures
| Year | Basingstoke and Deane | Liverpool |
|---|---|---|
| 2015 | 100 | 100 |
| 2016 | 103 | 103 |
| 2017 | 107 | 104 |
| 2018 | 108 | 104 |
| 2019 | 109 | 105 |
| 2020 | 110 | 106 |
| 2021 | 113 | 111 |
| 2022 | 116 | 119 |
| 2023 | 123 | 127 |
| 2024 | 134 | 138 |
| 2025 | 144 | 151 |
| August 2026 | 148 | 161 |
In 2015 the average rent was £886 a month in Basingstoke and Deane and £567 in Liverpool. Now it is £1,309 and £913: up 48% in Basingstoke and Deane and up 61% in Liverpool. Rents have risen faster in Liverpool.
What your salary is worth in each area
Salary needed to afford the same kind of home (terraced), going by median prices and average rents.
Moving from Basingstoke and Deane to Liverpool
| Earning in Basingstoke and Deane | Equivalent to buy in Liverpool | Equivalent to rent in Liverpool |
|---|---|---|
| £30,000 | £16,000 | £21,000 |
| £40,000 | £21,000 | £28,000 |
| £50,000 | £26,500 | £35,000 |
| £60,000 | £31,500 | £42,500 |
Moving from Liverpool to Basingstoke and Deane
| Earning in Liverpool | Equivalent to buy in Basingstoke and Deane | Equivalent to rent in Basingstoke and Deane |
|---|---|---|
| £30,000 | £57,000 | £42,500 |
| £40,000 | £76,000 | £57,000 |
| £50,000 | £95,000 | £71,000 |
| £60,000 | £114,000 | £85,000 |