Pay vs Place

Basildon vs Central Bedfordshire: buying or renting a home

A typical terraced house costs £14,500 (5%) more in Basildon than in Central Bedfordshire. Measured against local pay, buying is harder in Basildon: it takes 8.2× median annual pay, against 7.1× in Central Bedfordshire.

Basildon, terraced
£326,500
Income typically needed: £65,500
Median full-time pay: £39,734
Central Bedfordshire, terraced
£312,000
Income typically needed: £62,500
Median full-time pay: £43,645

At a glance

Basildon Central Bedfordshire
Buying a home Expensive Expensive
Renting a home Very expensive Expensive
Recorded crime About average Low

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Central Bedfordshire (£43,645) is 10% higher than in Basildon (£39,734), while a typical terraced house costs 4% less (£312,000 against £326,500). Set against local pay, Central Bedfordshire is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 8.2× annual pay in Basildon and 7.1× in Central Bedfordshire. Renting one takes 43% of pay in Basildon and 33% in Central Bedfordshire. Both are harder in Basildon, and the gap is wider for renting.

Across all property types and measured against pay, Basildon is the 88th most expensive of 316 areas to buy in, and Central Bedfordshire is the 125th most expensive of 316 areas. For renting against pay, Basildon is the 59th most expensive of 316 areas and Central Bedfordshire is around the middle of 316 areas (139th most expensive).

Someone on £40,000 in Basildon would need about £38,000 in Central Bedfordshire to be equally placed to buy a terraced house, and about £33,500 to be equally placed to rent one. Keeping the same pay after a move to Central Bedfordshire would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 84.8 crimes per 1,000 residents in Basildon and 47.3 in Central Bedfordshire, so recorded crime per resident is 44% lower in Central Bedfordshire. The biggest difference is in violence against the person: 34.2 per 1,000 in Basildon against 17.7 in Central Bedfordshire.

Can a typical earner buy?

Terraced house Basildon Central Bedfordshire
Median full-time pay £39,734 £43,645
House price ÷ pay 8.2× 7.1×
Median pay as a share of income typically needed to buy 61% 70%
Rent a year as a share of median pay 43% 33%

Buying, by property type

Type Basildon Central Bedfordshire Difference
Detached £570,500 £521,500 -9% in Central Bedfordshire
Semi-detached £415,000 £370,000 -11% in Central Bedfordshire
Terraced £326,500 £312,000 -4% in Central Bedfordshire
Flat £200,000 £190,000 -5% in Central Bedfordshire

Renting, by property type

Type (average rent a month) Basildon Central Bedfordshire Difference
Detached £1,963 £1,761 -10% in Central Bedfordshire
Semi-detached £1,494 £1,352 -10% in Central Bedfordshire
Terraced £1,435 £1,205 -16% in Central Bedfordshire
Flat £1,131 £989 -13% in Central Bedfordshire

Crime

Police recorded 84.8 crimes per 1,000 residents in Basildon and 47.3 in Central Bedfordshire, so recorded crime per resident is 44% lower in Central Bedfordshire.

Police recorded crime per 1,000 residents Basildon Central Bedfordshire Difference
All recorded crime (excluding fraud) 84.8 47.3 -44% in Central Bedfordshire
Violence against the person 34.2 17.7 -48% in Central Bedfordshire
Sexual offences 3.3 2.1 -36% in Central Bedfordshire
Robbery 1.0 0.7 -34% in Central Bedfordshire
Residential burglary (per 1,000 households) 5.5 3.2 -42% in Central Bedfordshire
Vehicle offences 6.5 4.5 -31% in Central Bedfordshire
Theft from the person 0.5 0.2 -63% in Central Bedfordshire
Criminal damage and arson 8.2 4.4 -46% in Central Bedfordshire

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Basildon: 210Central Bedfordshire: 196
House prices in Basildon and Central Bedfordshire since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Basildon now 210, Central Bedfordshire now 196.5010015020025020052010201520202025House prices in Basildon and Central Bedfordshire since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Basildon now 210, Central Bedfordshire now 196.5010015020025020102020
Show the figures
YearBasildonCentral Bedfordshire
2005100100
2006103104
2007112113
2008112112
200910099
2010107105
2011107104
2012109105
2013111108
2014123118
2015137132
2016159151
2017171162
2018175167
2019173163
2020179164
2021189169
2022206184
2023207187
2024204185
2025210193
12 months to July 2026210196

In 2005 the average home cost £171,681 in Basildon and £181,536 in Central Bedfordshire. Now it is £360,838 and £355,075: Basildon is up 110% and Central Bedfordshire is up 96%. Prices have risen faster in Basildon, so the gap between the two has narrowed.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Basildon: 9.1 years of payCentral Bedfordshire: 8.0 years of pay
Years of median pay needed to buy the average home in Basildon and Central BedfordshireBasildon now 9.1, Central Bedfordshire now 8.0 years of pay.0×2.5×5×7.5×10×20052010201520202025Years of median pay needed to buy the average home in Basildon and Central BedfordshireBasildon now 9.1, Central Bedfordshire now 8.0 years of pay.0×2.5×5×7.5×10×20052010201520202025
Show the figures
YearBasildonCentral Bedfordshire
20057.1 years of pay–
20106.5 years of pay6.6 years of pay
20158.1 years of pay7.8 years of pay
20209.4 years of pay8.2 years of pay
20259.1 years of pay8.0 years of pay

In 2010 a home cost 6.5 years of pay in Basildon and 6.6 years in Central Bedfordshire. In 2025 it was 9.1 years and 8.0 years.

Affordability has worsened more in Basildon over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Basildon: 162Central Bedfordshire: 159
Rents in Basildon and Central Bedfordshire since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Basildon now 162, Central Bedfordshire now 159.100120140160180201620182020202220242026Rents in Basildon and Central Bedfordshire since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Basildon now 162, Central Bedfordshire now 159.100120140160180201520202025
Show the figures
YearBasildonCentral Bedfordshire
2015100100
2016107108
2017112115
2018115116
2019118116
2020120117
2021124122
2022129127
2023135132
2024143142
2025153152
August 2026162159

In 2015 the average rent was £881 a month in Basildon and £786 in Central Bedfordshire. Now it is £1,424 and £1,250: up 62% in Basildon and up 59% in Central Bedfordshire.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Basildon to Central Bedfordshire

Earning in Basildon Equivalent to buy in Central Bedfordshire Equivalent to rent in Central Bedfordshire
£30,000 £28,500 £25,000
£40,000 £38,000 £33,500
£50,000 £48,000 £42,000
£60,000 £57,500 £50,500

Moving from Central Bedfordshire to Basildon

Earning in Central Bedfordshire Equivalent to buy in Basildon Equivalent to rent in Basildon
£30,000 £31,500 £35,500
£40,000 £42,000 £47,500
£50,000 £52,500 £59,500
£60,000 £63,000 £71,500
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Basildon figures · All Central Bedfordshire figures