Pay vs Place

Basildon vs Birmingham: buying or renting a home

A typical terraced house costs £106,500 (48%) more in Basildon than in Birmingham. Measured against local pay, buying is harder in Basildon: it takes 8.2× median annual pay, against 6.1× in Birmingham.

Basildon, terraced
£326,500
Income typically needed: £65,500
Median full-time pay: £39,734
Birmingham, terraced
£220,000
Income typically needed: £44,000
Median full-time pay: £35,989

At a glance

Basildon Birmingham
Buying a home Expensive Fairly affordable
Renting a home Very expensive Expensive
Recorded crime About average Above average

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Birmingham (£35,989) is 9% lower than in Basildon (£39,734), while a typical terraced house costs 33% less (£220,000 against £326,500). Set against local pay, Birmingham is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 8.2× annual pay in Basildon and 6.1× in Birmingham. Renting one takes 43% of pay in Basildon and 37% in Birmingham. Both are harder in Basildon, and the gap is wider for buying.

Across all property types and measured against pay, Basildon is the 88th most expensive of 316 areas to buy in, and Birmingham is the 108th least expensive of 316 areas. For renting against pay, Basildon is the 59th most expensive of 316 areas and Birmingham is the 112th most expensive of 316 areas.

Someone on £40,000 in Basildon would need about £27,000 in Birmingham to be equally placed to buy a terraced house, and about £30,500 to be equally placed to rent one. Keeping the same pay after a move to Birmingham would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 84.8 crimes per 1,000 residents in Basildon and 114.2 in Birmingham, so recorded crime per resident is 35% higher in Birmingham. The biggest difference is in residential burglary: 5.5 per 1,000 in Basildon against 11.7 in Birmingham.

Can a typical earner buy?

Terraced house Basildon Birmingham
Median full-time pay £39,734 £35,989
House price ÷ pay 8.2× 6.1×
Median pay as a share of income typically needed to buy 61% 82%
Rent a year as a share of median pay 43% 37%

Buying, by property type

Type Basildon Birmingham Difference
Detached £570,500 £452,500 -21% in Birmingham
Semi-detached £415,000 £265,000 -36% in Birmingham
Terraced £326,500 £220,000 -33% in Birmingham
Flat £200,000 £145,000 -28% in Birmingham

Renting, by property type

Type (average rent a month) Basildon Birmingham Difference
Detached £1,963 £1,434 -27% in Birmingham
Semi-detached £1,494 £1,151 -23% in Birmingham
Terraced £1,435 £1,095 -24% in Birmingham
Flat £1,131 £919 -19% in Birmingham

Crime

Police recorded 84.8 crimes per 1,000 residents in Basildon and 114.2 in Birmingham, so recorded crime per resident is 35% higher in Birmingham.

Police recorded crime per 1,000 residents Basildon Birmingham Difference
All recorded crime (excluding fraud) 84.8 114.2 +35% in Birmingham
Violence against the person 34.2 46.1 +35% in Birmingham
Sexual offences 3.3 4.8 +46% in Birmingham
Robbery 1.0 3.1 +214% in Birmingham
Residential burglary (per 1,000 households) 5.5 11.7 +115% in Birmingham
Vehicle offences 6.5 10.2 +56% in Birmingham
Theft from the person 0.5 1.3 +131% in Birmingham
Criminal damage and arson 8.2 9.1 +11% in Birmingham

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Basildon: 210Birmingham: 179
House prices in Basildon and Birmingham since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Basildon now 210, Birmingham now 179.5010015020025020052010201520202025House prices in Basildon and Birmingham since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Basildon now 210, Birmingham now 179.5010015020025020102020
Show the figures
YearBasildonBirmingham
2005100100
2006103104
2007112109
2008112105
200910095
2010107100
201110797
201210998
2013111100
2014123106
2015137111
2016159120
2017171129
2018175136
2019173140
2020179142
2021189157
2022206172
2023207174
2024204174
2025210178
12 months to July 2026210179

In 2005 the average home cost £171,681 in Basildon and £130,237 in Birmingham. Now it is £360,838 and £232,548: Basildon is up 110% and Birmingham is up 79%. Prices have risen faster in Basildon, so the gap between the two has widened.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Basildon: 9.1 years of payBirmingham: 6.5 years of pay
Years of median pay needed to buy the average home in Basildon and BirminghamBasildon now 9.1, Birmingham now 6.5 years of pay.0×2.5×5×7.5×10×20052010201520202025Years of median pay needed to buy the average home in Basildon and BirminghamBasildon now 9.1, Birmingham now 6.5 years of pay.0×2.5×5×7.5×10×20052010201520202025
Show the figures
YearBasildonBirmingham
20057.1 years of pay6.1 years of pay
20106.5 years of pay5.5 years of pay
20158.1 years of pay5.8 years of pay
20209.4 years of pay6.3 years of pay
20259.1 years of pay6.5 years of pay

In 2005 a home cost 7.1 years of pay in Basildon and 6.1 years in Birmingham. In 2025 it was 9.1 years and 6.5 years.

Affordability has worsened more in Basildon over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Basildon: 162Birmingham: 161
Rents in Basildon and Birmingham since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Basildon now 162, Birmingham now 161.100120140160180201620182020202220242026Rents in Basildon and Birmingham since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Basildon now 162, Birmingham now 161.100120140160180201520202025
Show the figures
YearBasildonBirmingham
2015100100
2016107105
2017112108
2018115111
2019118113
2020120116
2021124118
2022129122
2023135132
2024143147
2025153156
August 2026162161

In 2015 the average rent was £881 a month in Basildon and £682 in Birmingham. Now it is £1,424 and £1,099: up 62% in Basildon and up 61% in Birmingham.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Basildon to Birmingham

Earning in Basildon Equivalent to buy in Birmingham Equivalent to rent in Birmingham
£30,000 £20,000 £23,000
£40,000 £27,000 £30,500
£50,000 £33,500 £38,000
£60,000 £40,500 £46,000

Moving from Birmingham to Basildon

Earning in Birmingham Equivalent to buy in Basildon Equivalent to rent in Basildon
£30,000 £44,500 £39,500
£40,000 £59,500 £52,500
£50,000 £74,000 £65,500
£60,000 £89,000 £78,500
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Basildon figures · All Birmingham figures