Pay vs Place

Barking and Dagenham vs Liverpool: buying or renting a home

A typical terraced house costs £235,000 (142%) more in Barking and Dagenham than in Liverpool. Measured against local pay, buying is harder in Barking and Dagenham: it takes 10.4× median annual pay, against 4.4× in Liverpool.

Barking and Dagenham, terraced
£400,000
Income typically needed: £80,000
Median full-time pay: £38,467
Liverpool, terraced
£165,000
Income typically needed: £33,000
Median full-time pay: £37,144

At a glance

Barking and Dagenham Liverpool
Buying a home Expensive Fairly affordable
Renting a home Very expensive Fairly affordable
Recorded crime About average Above average

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Liverpool (£37,144) is 3% lower than in Barking and Dagenham (£38,467), while a typical terraced house costs 59% less (£165,000 against £400,000). Set against local pay, Liverpool is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 10.4× annual pay in Barking and Dagenham and 4.4× in Liverpool. Renting one takes 58% of pay in Barking and Dagenham and 30% in Liverpool. Both are harder in Barking and Dagenham, and the gap is wider for buying.

Across all property types and measured against pay, Barking and Dagenham is the 54th most expensive of 316 areas to buy in, and Liverpool is the 27th least expensive of 316 areas. For renting against pay, Barking and Dagenham is the 20th most expensive of 316 areas and Liverpool is the 115th least expensive of 316 areas.

Someone on £40,000 in Barking and Dagenham would need about £16,500 in Liverpool to be equally placed to buy a terraced house, and about £20,000 to be equally placed to rent one. Keeping the same pay after a move to Liverpool would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 84.2 crimes per 1,000 residents in Barking and Dagenham and 124.1 in Liverpool, so recorded crime per resident is 47% higher in Liverpool. The biggest difference is in criminal damage and arson: 6.0 per 1,000 in Barking and Dagenham against 10.3 in Liverpool.

Can a typical earner buy?

Terraced house Barking and Dagenham Liverpool
Median full-time pay £38,467 £37,144
House price ÷ pay 10.4× 4.4×
Median pay as a share of income typically needed to buy 48% 113%
Rent a year as a share of median pay 58% 30%

Buying, by property type

Type Barking and Dagenham Liverpool Difference
Semi-detached £445,000 £240,000 -46% in Liverpool
Terraced £400,000 £165,000 -59% in Liverpool
Flat £236,500 £147,500 -38% in Liverpool

Renting, by property type

Type (average rent a month) Barking and Dagenham Liverpool Difference
Semi-detached £1,974 £1,008 -49% in Liverpool
Terraced £1,852 £917 -50% in Liverpool
Flat £1,614 £786 -51% in Liverpool

Crime

Police recorded 84.2 crimes per 1,000 residents in Barking and Dagenham and 124.1 in Liverpool, so recorded crime per resident is 47% higher in Liverpool.

Police recorded crime per 1,000 residents Barking and Dagenham Liverpool Difference
All recorded crime (excluding fraud) 84.2 124.1 +47% in Liverpool
Violence against the person 31.5 45.6 +45% in Liverpool
Sexual offences 3.1 4.1 +32% in Liverpool
Robbery 3.8 1.6 -57% in Liverpool
Residential burglary (per 1,000 households) 8.3 6.1 -27% in Liverpool
Vehicle offences 8.5 5.3 -37% in Liverpool
Theft from the person 2.8 1.2 -57% in Liverpool
Criminal damage and arson 6.0 10.3 +71% in Liverpool

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Barking and Dagenham: 214Liverpool: 183
House prices in Barking and Dagenham and Liverpool since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Barking and Dagenham now 214, Liverpool now 183.5010015020025020052010201520202025House prices in Barking and Dagenham and Liverpool since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Barking and Dagenham now 214, Liverpool now 183.5010015020025020102020
Show the figures
YearBarking and DagenhamLiverpool
2005100100
2006103110
2007113117
2008115113
200996104
2010102105
2011100101
201210299
201310699
2014123103
2015143107
2016168110
2017176115
2018181121
2019183123
2020184128
2021189148
2022204161
2023207163
2024203166
2025213179
12 months to July 2026214183

In 2005 the average home cost £167,923 in Barking and Dagenham and £99,018 in Liverpool. Now it is £359,960 and £181,637: Barking and Dagenham is up 114% and Liverpool is up 83%. Prices have risen faster in Barking and Dagenham, so the gap between the two has widened.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Barking and Dagenham: 9.3 years of payLiverpool: 4.8 years of pay
Years of median pay needed to buy the average home in Barking and Dagenham and LiverpoolBarking and Dagenham now 9.3, Liverpool now 4.8 years of pay.0×2.5×5×7.5×10×20052010201520202025Years of median pay needed to buy the average home in Barking and Dagenham and LiverpoolBarking and Dagenham now 9.3, Liverpool now 4.8 years of pay.0×2.5×5×7.5×10×20052010201520202025
Show the figures
YearBarking and DagenhamLiverpool
20057.4 years of pay4.9 years of pay
20106.5 years of pay4.3 years of pay
20158.4 years of pay4.1 years of pay
20209.4 years of pay4.1 years of pay
20259.3 years of pay4.8 years of pay

In 2005 a home cost 7.4 years of pay in Barking and Dagenham and 4.9 years in Liverpool. In 2025 it was 9.3 years and 4.8 years.

Affordability has worsened more in Barking and Dagenham over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Barking and Dagenham: 168Liverpool: 161
Rents in Barking and Dagenham and Liverpool since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Barking and Dagenham now 168, Liverpool now 161.100120140160180201620182020202220242026Rents in Barking and Dagenham and Liverpool since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Barking and Dagenham now 168, Liverpool now 161.100120140160180201520202025
Show the figures
YearBarking and DagenhamLiverpool
2015100100
2016109103
2017116104
2018119104
2019121105
2020123106
2021124111
2022127119
2023132127
2024143138
2025161151
August 2026168161

In 2015 the average rent was £1,008 a month in Barking and Dagenham and £567 in Liverpool. Now it is £1,698 and £913: up 68% in Barking and Dagenham and up 61% in Liverpool. Rents have risen faster in Barking and Dagenham.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Barking and Dagenham to Liverpool

Earning in Barking and Dagenham Equivalent to buy in Liverpool Equivalent to rent in Liverpool
£30,000 £12,500 £15,000
£40,000 £16,500 £20,000
£50,000 £20,500 £25,000
£60,000 £25,000 £29,500

Moving from Liverpool to Barking and Dagenham

Earning in Liverpool Equivalent to buy in Barking and Dagenham Equivalent to rent in Barking and Dagenham
£30,000 £72,500 £60,500
£40,000 £97,000 £81,000
£50,000 £121,000 £101,000
£60,000 £145,500 £121,000
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Barking and Dagenham figures · All Liverpool figures