Pay vs Place

Ashford vs Newcastle upon Tyne: buying or renting a home

A typical terraced house costs £100,000 (54%) more in Ashford than in Newcastle upon Tyne. Measured against local pay, buying is harder in Ashford: it takes 7.6× median annual pay, against 5.2× in Newcastle upon Tyne.

Ashford, terraced
£285,000
Income typically needed: £57,000
Median full-time pay: £37,440
Newcastle upon Tyne, terraced
£185,000
Income typically needed: £37,000
Median full-time pay: £35,446

At a glance

Ashford Newcastle upon Tyne
Buying a home Expensive Fairly affordable
Renting a home Very expensive Very expensive
Recorded crime About average Above average

Buying rates the typical price of all homes against median pay; renting rates a year of average rent against median pay; crime rates recorded crime per resident against the England and Wales average.

What the numbers say

Median full-time pay in Newcastle upon Tyne (£35,446) is 5% lower than in Ashford (£37,440), while a typical terraced house costs 35% less (£185,000 against £285,000). Set against local pay, Newcastle upon Tyne is the easier of the two for a typical earner to buy in.

Buying a terraced house takes 7.6× annual pay in Ashford and 5.2× in Newcastle upon Tyne. Renting one takes 41% of pay in Ashford and 44% in Newcastle upon Tyne. The two measures point different ways: buying is harder in Ashford, but renting takes a bigger share of pay in Newcastle upon Tyne.

Across all property types and measured against pay, Ashford is the 79th most expensive of 316 areas to buy in, and Newcastle upon Tyne is the 53rd least expensive of 316 areas. For renting against pay, Ashford is the 85th most expensive of 316 areas and Newcastle upon Tyne is the 70th most expensive of 316 areas.

Someone on £40,000 in Ashford would need about £26,000 in Newcastle upon Tyne to be equally placed to buy a terraced house, and about £41,000 to be equally placed to rent one. Keeping the same pay after a move to Newcastle upon Tyne would leave you better placed to buy. These figures compare housing costs only; they ignore other living costs and the pay you could earn in a new job.

Police recorded 65.3 crimes per 1,000 residents in Ashford and 107.4 in Newcastle upon Tyne, so recorded crime per resident is 65% higher in Newcastle upon Tyne. The biggest difference is in vehicle offences: 2.4 per 1,000 in Ashford against 5.9 in Newcastle upon Tyne.

Can a typical earner buy?

Terraced house Ashford Newcastle upon Tyne
Median full-time pay £37,440 £35,446
House price ÷ pay 7.6× 5.2×
Median pay as a share of income typically needed to buy 66% 96%
Rent a year as a share of median pay 41% 44%

Buying, by property type

Type Ashford Newcastle upon Tyne Difference
Detached £515,000 £357,000 -31% in Newcastle upon Tyne
Semi-detached £337,000 £215,000 -36% in Newcastle upon Tyne
Terraced £285,000 £185,000 -35% in Newcastle upon Tyne
Flat £175,000 £155,000 -11% in Newcastle upon Tyne

Renting, by property type

Type (average rent a month) Ashford Newcastle upon Tyne Difference
Detached £1,783 £1,697 -5% in Newcastle upon Tyne
Semi-detached £1,333 £1,263 -5% in Newcastle upon Tyne
Terraced £1,268 £1,293 +2% in Newcastle upon Tyne
Flat £1,045 £993 -5% in Newcastle upon Tyne

Crime

Police recorded 65.3 crimes per 1,000 residents in Ashford and 107.4 in Newcastle upon Tyne, so recorded crime per resident is 65% higher in Newcastle upon Tyne.

Police recorded crime per 1,000 residents Ashford Newcastle upon Tyne Difference
All recorded crime (excluding fraud) 65.3 107.4 +65% in Newcastle upon Tyne
Violence against the person 27.0 36.6 +36% in Newcastle upon Tyne
Sexual offences 2.9 4.5 +54% in Newcastle upon Tyne
Robbery 0.5 2.3 +341% in Newcastle upon Tyne
Residential burglary (per 1,000 households) 4.6 9.0 +97% in Newcastle upon Tyne
Vehicle offences 2.4 5.9 +150% in Newcastle upon Tyne
Theft from the person 0.3 1.4 +389% in Newcastle upon Tyne
Criminal damage and arson 7.0 10.3 +48% in Newcastle upon Tyne

Rates use resident population, so city centres and student areas show higher crime per resident than residents experience. Recorded crime also depends on reporting and police recording practice.

How prices have changed in each area

Average house price for all property types, indexed so that 2005 is 100. A line at 200 means prices have doubled.

Ashford: 191Newcastle upon Tyne: 148
House prices in Ashford and Newcastle upon Tyne since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Ashford now 191, Newcastle upon Tyne now 148.7510012515017520020052010201520202025House prices in Ashford and Newcastle upon Tyne since 2005, indexed so that 2005 is 100Prices indexed to 2005 = 100. Ashford now 191, Newcastle upon Tyne now 148.7510012515017520020102020
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YearAshfordNewcastle upon Tyne
2005100100
2006107108
2007117115
2008113110
200910299
2010110103
201110698
201210998
201311498
2014121101
2015131108
2016143111
2017152112
2018159114
2019161114
2020163115
2021173123
2022188132
2023190134
2024188137
2025189145
12 months to July 2026191148

In 2005 the average home cost £180,701 in Ashford and £138,227 in Newcastle upon Tyne. Now it is £345,734 and £204,282: Ashford is up 91% and Newcastle upon Tyne is up 48%. Prices have risen faster in Ashford, so the gap between the two has widened.

Buying a home against local pay, over time

Average house price divided by median full-time pay. Higher means harder to afford.

Ashford: 9.1 years of payNewcastle upon Tyne: 5.6 years of pay
Years of median pay needed to buy the average home in Ashford and Newcastle upon TyneAshford now 9.1, Newcastle upon Tyne now 5.6 years of pay.0×2.5×5×7.5×10×20052010201520202025Years of median pay needed to buy the average home in Ashford and Newcastle upon TyneAshford now 9.1, Newcastle upon Tyne now 5.6 years of pay.0×2.5×5×7.5×10×20052010201520202025
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YearAshfordNewcastle upon Tyne
20058.0 years of pay6.6 years of pay
20108.1 years of pay6.4 years of pay
20158.5 years of pay5.6 years of pay
20209.8 years of pay5.5 years of pay
20259.1 years of pay5.6 years of pay

In 2005 a home cost 8.0 years of pay in Ashford and 6.6 years in Newcastle upon Tyne. In 2025 it was 9.1 years and 5.6 years.

Affordability has worsened more in Ashford over that time.

How rents have changed in each area

Average monthly rent for all property types, indexed so that 2015 is 100.

Ashford: 164Newcastle upon Tyne: 176
Rents in Ashford and Newcastle upon Tyne since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Ashford now 164, Newcastle upon Tyne now 176.100120140160180201620182020202220242026Rents in Ashford and Newcastle upon Tyne since 2015, indexed so that 2015 is 100Rents indexed to 2015 = 100. Ashford now 164, Newcastle upon Tyne now 176.100120140160180201520202025
Show the figures
YearAshfordNewcastle upon Tyne
2015100100
2016103106
2017108113
2018112112
2019114113
2020116117
2021119123
2022127127
2023134137
2024146143
2025157160
August 2026164176

In 2015 the average rent was £762 a month in Ashford and £690 in Newcastle upon Tyne. Now it is £1,248 and £1,215: up 64% in Ashford and up 76% in Newcastle upon Tyne. Rents have risen faster in Newcastle upon Tyne.

What your salary is worth in each area

Salary needed to afford the same kind of home (terraced), going by median prices and average rents.

Moving from Ashford to Newcastle upon Tyne

Earning in Ashford Equivalent to buy in Newcastle upon Tyne Equivalent to rent in Newcastle upon Tyne
£30,000 £19,500 £30,500
£40,000 £26,000 £41,000
£50,000 £32,500 £51,000
£60,000 £39,000 £61,000

Moving from Newcastle upon Tyne to Ashford

Earning in Newcastle upon Tyne Equivalent to buy in Ashford Equivalent to rent in Ashford
£30,000 £46,000 £29,500
£40,000 £61,500 £39,000
£50,000 £77,000 £49,000
£60,000 £92,500 £59,000
Prices are medians for each property type over the last 12 months of registered sales; types with fewer than 100 sales in either area are left out. Rents are ONS averages for the area. Pay is the median for full-time employees living in the area, before tax. Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Salary equivalents compare housing costs only, not other living costs, tax or the pay you could earn in a new job.

All Ashford figures · All Newcastle upon Tyne figures