Pay vs Place

Woking: what a home costs and what you need to earn

South East. House prices are based on 1,177 sales over the last 12 months.

Buying a home
Expensive
A typical home costs 10.3× median full-time pay
Renting a home
Very expensive
Average rent takes 44% of median pay
Recorded crime
About average
62.3 per 1,000 residents (England and Wales: 81.3)

How we rate: buying compares the typical home price with median pay (under 5× affordable, 5 to 8× fairly affordable, 8 to 11× expensive, over 11× very expensive). Renting compares a year of average rent with median pay (under 25% affordable, 25 to 33% fairly affordable, 33 to 40% expensive, over 40% very expensive). Crime compares the rate per resident with the England and Wales average.

Median full-time pay
£43,719
Gross a year, people living in Woking
Terraced house price ÷ pay
9.5×
A typical terraced house costs this many years of median pay
Renting a terraced house
41%
of median gross pay goes on rent (£1,491 a month)

What the numbers say about Woking

Across all property types, the typical home sold in Woking over the past year cost £450,000, which is 10.3× median full-time pay. Measured against pay, Woking is the 46th most expensive of 316 areas for buying; the typical area is 7.6×. Within the South East it is the 17th most expensive of 64 areas.

For a terraced house at £415,000, a lender would typically look for an income of around £83,000, and the 10% deposit would be £41,500, about 11 months of median gross pay. Median full-time pay here is £43,719, 53% of the income needed, so on these assumptions it takes two median incomes, or one well above the median, to meet the test.

Renting a terraced house costs about £1,491 a month, which is 41% of median gross pay. Across all property types the average rent is £1,620 a month. Measured against pay, it is the 52nd most expensive of 316 areas for renting. Rents fell 1.6% over the latest year ONS measured, against a rise of the typical area (3.9%).

Median full-time pay of £43,719 is the 68th highest of 316 areas; the typical area is £38,328. This is pay for people who live in Woking, wherever they work.

Police recorded 62.3 crimes per 1,000 residents in the year, which is 23% below average for England and Wales (81.3). That makes it the 111th lowest of 310 areas for recorded crime per resident. The category furthest below average is vehicle offences (46% below).

Buying

Property type Sales Median price Price ÷ pay Deposit (10%) Income typically needed
Detached 324 £787,500 18.0× £79,000 £157,500
Semi-detached 293 £482,000 11.0× £48,000 £96,500
Terraced 273 £415,000 9.5× £41,500 £83,000
Flat 287 £250,000 5.7× £25,000 £50,000

Renting

Property type Average rent a month Rent a year Share of median pay
Detached £2,508 £30,096 69%
Semi-detached £1,762 £21,144 48%
Terraced £1,491 £17,892 41%
Flat £1,292 £15,504 35%
Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Pay is the median for full-time employees living in Woking, before tax, and rents are the ONS average for the area. Property types with fewer than 100 sales in the last 12 months are left out.

How prices in Woking have changed

Average house price for all property types, by year. The last point is the latest 12 months.

Average house price in Woking, 1995 to July 2026Average price rose from £78,549 in 1995 to £438,721 now.£0£200k£400k£600k1995200020052010201520202025£438,721Average house price in Woking, 1995 to July 2026Average price rose from £78,549 in 1995 to £438,721 now.£0£200k£400k£600k200020102020£438,721
Show the figures
YearAverage price
1995£78,549
1996£81,355
1997£91,872
1998£107,831
1999£119,966
2000£146,892
2001£164,197
2002£187,266
2003£209,332
2004£223,818
2005£231,726
2006£241,820
2007£273,673
2008£273,058
2009£241,143
2010£264,306
2011£269,627
2012£279,517
2013£289,352
2014£326,067
2015£360,313
2016£394,911
2017£401,790
2018£405,276
2019£404,968
2020£407,020
2021£424,265
2022£453,488
2023£455,438
2024£449,387
2025£444,281
12 months to July 2026£438,721

The average home price in Woking was £394,911 in 2016 and £438,721 in the 12 months to July 2026, a rise of 11% over ten years. The typical area of England and Wales saw a rise of 36%. That makes Woking the 15th slowest-rising of 316 areas for ten-year price growth.

Going back to 2005, the average price has moved from £231,726 to £438,721, a rise of 89% (the typical area: a rise of 84%).

Prices fell 12% after the 2008 financial crisis, from £273,673 in 2007 to £241,143 in 2009. They did not get back to their 2007 level until 2012.

Prices are cash figures, not adjusted for inflation, and come from the HM Land Registry UK House Price Index, which uses a different method from the median prices above, so the two will not match exactly.

Buying a home against local pay, over time

Average house price divided by median full-time pay, in 2005, 2010, 2015, 2020 and 2025. A higher number means homes are harder to afford.

Woking: 10.2 years of payTypical area in England and Wales: 7.5 years of pay
Years of median pay needed to buy the average home in Woking, 2010 to 2025Rose from 9.2 to 10.2 years of pay.0×5×10×15×2010201520202025Years of median pay needed to buy the average home in Woking, 2010 to 2025Rose from 9.2 to 10.2 years of pay.0×5×10×15×2010201520202025
Show the figures
YearWokingTypical area in England and Wales
20109.2 years of pay6.5 years of pay
201511.6 years of pay7.1 years of pay
202010.1 years of pay7.8 years of pay
202510.2 years of pay7.5 years of pay

In 2010 the average home in Woking cost 9.2 years of median full-time pay. By 2025 it cost 10.2 years, so homes have become harder to afford relative to local pay.

Homes were hardest to afford in 2015, at 11.6 years of pay. It has eased since.

Between 2010 and 2025, median pay in Woking rose 52% (from £28,856 to £43,719), while the average house price rose 68%.

The typical area of England and Wales needed 7.5 years of pay in 2025, so Woking is above the typical area.

Pay is the ONS Annual Survey of Hours and Earnings, median for full-time employees living in the area, before tax, in cash terms (not adjusted for inflation). The 2025 figure is provisional. Where ONS withheld a figure because it was unreliable, or the council did not exist in its current form, that year is left out.

How rents in Woking have changed

Average monthly rent for all property types, by year. The last point is the latest month.

Average monthly rent in Woking, 2015 to August 2026Average rent rose from £1,264 a month in 2015 to £1,620 now.£0£500£1,000£1,500£2,000201620182020202220242026£1,620Average monthly rent in Woking, 2015 to August 2026Average rent rose from £1,264 a month in 2015 to £1,620 now.£0£500£1,000£1,500£2,000201520202025£1,620
Show the figures
YearAverage rent
2015£1,264 a month
2016£1,320 a month
2017£1,328 a month
2018£1,306 a month
2019£1,293 a month
2020£1,299 a month
2021£1,309 a month
2022£1,348 a month
2023£1,458 a month
2024£1,569 a month
2025£1,642 a month
August 2026£1,620 a month

The average rent in Woking was £1,264 a month in 2015 and £1,620 in August 2026, a rise of 28%. The typical area of England and Wales saw a rise of 52%. That makes Woking the 3rd slowest-rising of 316 areas for rent growth since 2015.

Over the same period the average house price rose 22%. Rents have risen faster than house prices here, by 6 percentage points.

Rent figures are from the ONS Price Index of Private Rents and are cash figures, not adjusted for inflation.

Crime

Police recorded crime in the year ending March 2026, per 1,000 residents, against the average for the areas of England and Wales covered here.

Type of crime Per 1,000 residents England and Wales average Compared with average Change on a year earlier
All recorded crime (excluding fraud) 62.3 81.3 23% below average +2%
Violence against the person 24.8 31.0 20% below average +4%
Sexual offences 2.3 3.4 31% below average −5%
Robbery 0.7 1.4 52% below average –
Residential burglary (per 1,000 households) 4.1 6.2 33% below average +26%
Vehicle offences 2.6 4.9 46% below average −12%
Theft from the person 0.3 1.6 79% below average –
Criminal damage and arson 5.7 7.1 19% below average +4%

Recorded crime in Woking was 60.8 per 1,000 residents in the year ending March 2025 and 62.3 in the year ending March 2026, up 2%. Across England and Wales it was down 4%.

Changes are left blank where the rate is very low, as a few extra crimes would look like a big swing. This is one year's change only, so it can reflect one-off events or changes in how police record crime, not just a real trend. Rates per resident use ONS population estimates for each year.

Rates use the resident population, so areas with many daytime visitors, students or a busy night-time economy, such as city centres, show higher crime per resident than residents experience. Recorded crime also depends on how likely crimes are to be reported and how police record them. Residential burglary is per 1,000 households. Robbery and theft from the person are concentrated in a few city centres, so most areas sit well below the national average for them.

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