Pay vs Place

Fareham: what a home costs and what you need to earn

South East. House prices are based on 1,557 sales over the last 12 months.

Buying a home
Fairly affordable
A typical home costs 7.9× median full-time pay
Renting a home
Fairly affordable
Average rent takes 32% of median pay
Recorded crime
Low
52.0 per 1,000 residents (England and Wales: 81.3)

How we rate: buying compares the typical home price with median pay (under 5× affordable, 5 to 8× fairly affordable, 8 to 11× expensive, over 11× very expensive). Renting compares a year of average rent with median pay (under 25% affordable, 25 to 33% fairly affordable, 33 to 40% expensive, over 40% very expensive). Crime compares the rate per resident with the England and Wales average.

Median full-time pay
£43,740
Gross a year, people living in Fareham
Terraced house price ÷ pay
6.9×
A typical terraced house costs this many years of median pay
Renting a terraced house
32%
of median gross pay goes on rent (£1,149 a month)

What the numbers say about Fareham

Across all property types, the typical home sold in Fareham over the past year cost £345,000, which is 7.9× median full-time pay. Measured against pay, Fareham is around the middle of 316 areas (148th most expensive) for buying; the typical area is 7.6×. Within the South East it is the 7th least expensive of 64 areas.

For a terraced house at £300,000, a lender would typically look for an income of around £60,000, and the 10% deposit would be £30,000, about 8 months of median gross pay. Median full-time pay here is £43,740, 73% of the income needed, so on these assumptions it takes two median incomes, or one well above the median, to meet the test.

Renting a terraced house costs about £1,149 a month, which is 32% of median gross pay. Across all property types the average rent is £1,176 a month. Measured against pay, it is around the middle of 316 areas (169th most expensive) for renting. Rents rose 0.9% over the latest year ONS measured, slower than the typical area (3.9%).

Median full-time pay of £43,740 is the 67th highest of 316 areas; the typical area is £38,328. This is pay for people who live in Fareham, wherever they work.

Police recorded 52.0 crimes per 1,000 residents in the year, which is 36% below average for England and Wales (81.3). That makes it the 50th lowest of 310 areas for recorded crime per resident. The category furthest below average is residential burglary (61% below).

Buying

Property type Sales Median price Price ÷ pay Deposit (10%) Income typically needed
Detached 498 £507,500 11.6× £51,000 £101,500
Semi-detached 495 £342,500 7.8× £34,500 £68,500
Terraced 357 £300,000 6.9× £30,000 £60,000
Flat 207 £175,000 4.0× £17,500 £35,000

Renting

Property type Average rent a month Rent a year Share of median pay
Detached £1,717 £20,604 47%
Semi-detached £1,285 £15,420 35%
Terraced £1,149 £13,788 32%
Flat £974 £11,688 27%
Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Pay is the median for full-time employees living in Fareham, before tax, and rents are the ONS average for the area. Property types with fewer than 100 sales in the last 12 months are left out.

How prices in Fareham have changed

Average house price for all property types, by year. The last point is the latest 12 months.

Average house price in Fareham, 1995 to July 2026Average price rose from £60,712 in 1995 to £329,384 now.£0£100k£200k£300k£400k1995200020052010201520202025£329,384Average house price in Fareham, 1995 to July 2026Average price rose from £60,712 in 1995 to £329,384 now.£0£100k£200k£300k£400k200020102020£329,384
Show the figures
YearAverage price
1995£60,712
1996£62,285
1997£69,581
1998£76,170
1999£81,361
2000£98,283
2001£112,306
2002£135,141
2003£159,431
2004£172,038
2005£177,519
2006£185,396
2007£201,737
2008£198,923
2009£178,145
2010£193,193
2011£192,941
2012£195,352
2013£196,841
2014£213,807
2015£231,387
2016£252,449
2017£267,062
2018£274,351
2019£275,894
2020£280,054
2021£303,021
2022£333,649
2023£333,084
2024£326,688
2025£328,656
12 months to July 2026£329,384

The average home price in Fareham was £252,449 in 2016 and £329,384 in the 12 months to July 2026, a rise of 30% over ten years. The typical area of England and Wales saw a rise of 36%. That makes Fareham the 119th slowest-rising of 316 areas for ten-year price growth.

Going back to 2005, the average price has moved from £177,519 to £329,384, a rise of 86% (the typical area: a rise of 84%).

Prices fell 12% after the 2008 financial crisis, from £201,737 in 2007 to £178,145 in 2009. They did not get back to their 2007 level until 2014.

Prices are cash figures, not adjusted for inflation, and come from the HM Land Registry UK House Price Index, which uses a different method from the median prices above, so the two will not match exactly.

Buying a home against local pay, over time

Average house price divided by median full-time pay, in 2005, 2010, 2015, 2020 and 2025. A higher number means homes are harder to afford.

Fareham: 7.5 years of payTypical area in England and Wales: 7.5 years of pay
Years of median pay needed to buy the average home in Fareham, 2005 to 2025Rose from 7.4 to 7.5 years of pay.0×2.5×5×7.5×10×20052010201520202025Years of median pay needed to buy the average home in Fareham, 2005 to 2025Rose from 7.4 to 7.5 years of pay.0×2.5×5×7.5×10×20052010201520202025
Show the figures
YearFarehamTypical area in England and Wales
20057.4 years of pay7.0 years of pay
20107.0 years of pay6.5 years of pay
20157.7 years of pay7.1 years of pay
20208.5 years of pay7.8 years of pay
20257.5 years of pay7.5 years of pay

In 2005 the average home in Fareham cost 7.4 years of median full-time pay. By 2025 it cost 7.5 years, so little has changed.

Homes were hardest to afford in 2020, at 8.5 years of pay. It has eased since.

Between 2005 and 2025, median pay in Fareham rose 82% (from £23,968 to £43,740), while the average house price rose 85%.

The typical area of England and Wales needed 7.5 years of pay in 2025, so Fareham is close to the typical area.

Pay is the ONS Annual Survey of Hours and Earnings, median for full-time employees living in the area, before tax, in cash terms (not adjusted for inflation). The 2025 figure is provisional. Where ONS withheld a figure because it was unreliable, or the council did not exist in its current form, that year is left out.

How rents in Fareham have changed

Average monthly rent for all property types, by year. The last point is the latest month.

Average monthly rent in Fareham, 2015 to August 2026Average rent rose from £783 a month in 2015 to £1,176 now.£0£500£1,000£1,500201620182020202220242026£1,176Average monthly rent in Fareham, 2015 to August 2026Average rent rose from £783 a month in 2015 to £1,176 now.£0£500£1,000£1,500201520202025£1,176
Show the figures
YearAverage rent
2015£783 a month
2016£822 a month
2017£854 a month
2018£869 a month
2019£890 a month
2020£907 a month
2021£929 a month
2022£958 a month
2023£1,016 a month
2024£1,104 a month
2025£1,164 a month
August 2026£1,176 a month

The average rent in Fareham was £783 a month in 2015 and £1,176 in August 2026, a rise of 50%. The typical area of England and Wales saw a rise of 52%. That makes Fareham around the middle of 316 areas (179th fastest-rising) for rent growth since 2015.

Over the same period the average house price rose 42%. Rents have risen faster than house prices here, by 8 percentage points.

Rent figures are from the ONS Price Index of Private Rents and are cash figures, not adjusted for inflation.

Crime

Police recorded crime in the year ending March 2026, per 1,000 residents, against the average for the areas of England and Wales covered here.

Type of crime Per 1,000 residents England and Wales average Compared with average Change on a year earlier
All recorded crime (excluding fraud) 52.0 81.3 36% below average +3%
Violence against the person 22.6 31.0 27% below average +9%
Sexual offences 2.6 3.4 21% below average +2%
Robbery 0.5 1.4 61% below average –
Residential burglary (per 1,000 households) 2.4 6.2 61% below average −15%
Vehicle offences 2.0 4.9 58% below average −8%
Theft from the person 0.2 1.6 85% below average –
Criminal damage and arson 4.1 7.1 42% below average +5%

Recorded crime in Fareham was 50.4 per 1,000 residents in the year ending March 2025 and 52.0 in the year ending March 2026, up 3%. Across England and Wales it was down 4%.

Violence against the person was up 9% over the same year.

Changes are left blank where the rate is very low, as a few extra crimes would look like a big swing. This is one year's change only, so it can reflect one-off events or changes in how police record crime, not just a real trend. Rates per resident use ONS population estimates for each year.

Rates use the resident population, so areas with many daytime visitors, students or a busy night-time economy, such as city centres, show higher crime per resident than residents experience. Recorded crime also depends on how likely crimes are to be reported and how police record them. Residential burglary is per 1,000 households. Robbery and theft from the person are concentrated in a few city centres, so most areas sit well below the national average for them.

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