Pay vs Place

Babergh: what a home costs and what you need to earn

East of England. House prices are based on 1,209 sales over the last 12 months.

Buying a home
Expensive
A typical home costs 9.6× median full-time pay
Renting a home
Expensive
Average rent takes 34% of median pay
Recorded crime
Low
46.6 per 1,000 residents (England and Wales: 81.3)

How we rate: buying compares the typical home price with median pay (under 5× affordable, 5 to 8× fairly affordable, 8 to 11× expensive, over 11× very expensive). Renting compares a year of average rent with median pay (under 25% affordable, 25 to 33% fairly affordable, 33 to 40% expensive, over 40% very expensive). Crime compares the rate per resident with the England and Wales average.

Median full-time pay
£33,904
Gross a year, people living in Babergh
Terraced house price ÷ pay
7.7×
A typical terraced house costs this many years of median pay
Renting a terraced house
33%
of median gross pay goes on rent (£935 a month)

What the numbers say about Babergh

Across all property types, the typical home sold in Babergh over the past year cost £325,000, which is 9.6× median full-time pay. Measured against pay, Babergh is the 71st most expensive of 316 areas for buying; the typical area is 7.6×. Within the East of England it is the 10th most expensive of 45 areas.

For a terraced house at £260,000, a lender would typically look for an income of around £52,000, and the 10% deposit would be £26,000, about 9 months of median gross pay. Median full-time pay here is £33,904, 65% of the income needed, so on these assumptions it takes two median incomes, or one well above the median, to meet the test.

Renting a terraced house costs about £935 a month, which is 33% of median gross pay. Across all property types the average rent is £965 a month. Measured against pay, it is around the middle of 316 areas (145th most expensive) for renting. Rents rose 3.3% over the latest year ONS measured, slower than the typical area (3.9%). Buying is relatively harder here than renting: the area ranks much higher for house prices against pay than for rents against pay.

Median full-time pay of £33,904 is the 28th lowest of 316 areas; the typical area is £38,328. This is pay for people who live in Babergh, wherever they work. ONS rates the pay estimate for this area as less reliable than most, so treat it with caution.

Police recorded 46.6 crimes per 1,000 residents in the year, which is 43% below average for England and Wales (81.3). That makes it the 32nd lowest of 310 areas for recorded crime per resident. The category furthest below average is vehicle offences (60% below).

Buying

Property type Sales Median price Price ÷ pay Deposit (10%) Income typically needed
Detached 494 £437,000 12.9× £43,500 £87,500
Semi-detached 360 £295,000 8.7× £29,500 £59,000
Terraced 298 £260,000 7.7× £26,000 £52,000

Renting

Property type Average rent a month Rent a year Share of median pay
Detached £1,294 £15,528 46%
Semi-detached £1,055 £12,660 37%
Terraced £935 £11,220 33%
Income needed is illustrative: it assumes a 10% deposit and a lender willing to lend 4.5 times income. Real lending depends on your circumstances. Pay is the median for full-time employees living in Babergh, before tax, and rents are the ONS average for the area. Property types with fewer than 100 sales in the last 12 months are left out. The pay estimate for this area is less reliable than most.

How prices in Babergh have changed

Average house price for all property types, by year. The last point is the latest 12 months.

Average house price in Babergh, 1995 to July 2026Average price rose from £55,867 in 1995 to £330,061 now.£0£100k£200k£300k£400k1995200020052010201520202025£330,061Average house price in Babergh, 1995 to July 2026Average price rose from £55,867 in 1995 to £330,061 now.£0£100k£200k£300k£400k200020102020£330,061
Show the figures
YearAverage price
1995£55,867
1996£58,081
1997£62,797
1998£68,502
1999£73,873
2000£87,757
2001£101,164
2002£122,710
2003£147,218
2004£166,091
2005£180,773
2006£187,552
2007£207,735
2008£200,197
2009£176,266
2010£193,794
2011£196,917
2012£201,528
2013£202,150
2014£218,089
2015£235,915
2016£257,463
2017£275,878
2018£286,187
2019£286,774
2020£289,196
2021£303,975
2022£333,838
2023£331,171
2024£319,890
2025£327,595
12 months to July 2026£330,061

The average home price in Babergh was £257,463 in 2016 and £330,061 in the 12 months to July 2026, a rise of 28% over ten years. The typical area of England and Wales saw a rise of 36%. That makes Babergh the 104th slowest-rising of 316 areas for ten-year price growth.

Going back to 2005, the average price has moved from £180,773 to £330,061, a rise of 83% (the typical area: a rise of 84%).

Prices fell 15% after the 2008 financial crisis, from £207,735 in 2007 to £176,266 in 2009. They did not get back to their 2007 level until 2014.

Prices are cash figures, not adjusted for inflation, and come from the HM Land Registry UK House Price Index, which uses a different method from the median prices above, so the two will not match exactly.

Buying a home against local pay, over time

Average house price divided by median full-time pay, in 2005, 2010, 2015, 2020 and 2025. A higher number means homes are harder to afford.

Babergh: 9.7 years of payTypical area in England and Wales: 7.5 years of pay
Years of median pay needed to buy the average home in Babergh, 2005 to 2025Rose from 8.5 to 9.7 years of pay.0×2.5×5×7.5×10×2005201520202025Years of median pay needed to buy the average home in Babergh, 2005 to 2025Rose from 8.5 to 9.7 years of pay.0×2.5×5×7.5×10×2005201520202025
Show the figures
YearBaberghTypical area in England and Wales
20058.5 years of pay7.0 years of pay
20158.5 years of pay7.1 years of pay
20209.1 years of pay7.8 years of pay
20259.7 years of pay7.5 years of pay

In 2005 the average home in Babergh cost 8.5 years of median full-time pay. By 2025 it cost 9.7 years, so homes have become harder to afford relative to local pay.

Between 2005 and 2025, median pay in Babergh rose 60% (from £21,214 to £33,904), while the average house price rose 81%.

The typical area of England and Wales needed 7.5 years of pay in 2025, so Babergh is above the typical area.

Pay is the ONS Annual Survey of Hours and Earnings, median for full-time employees living in the area, before tax, in cash terms (not adjusted for inflation). The 2025 figure is provisional. Where ONS withheld a figure because it was unreliable, or the council did not exist in its current form, that year is left out.

How rents in Babergh have changed

Average monthly rent for all property types, by year. The last point is the latest month.

Average monthly rent in Babergh, 2015 to August 2026Average rent rose from £629 a month in 2015 to £965 now.£0£250£500£750£1,000201620182020202220242026£965Average monthly rent in Babergh, 2015 to August 2026Average rent rose from £629 a month in 2015 to £965 now.£0£250£500£750£1,000201520202025£965
Show the figures
YearAverage rent
2015£629 a month
2016£646 a month
2017£675 a month
2018£690 a month
2019£722 a month
2020£729 a month
2021£734 a month
2022£774 a month
2023£827 a month
2024£886 a month
2025£936 a month
August 2026£965 a month

The average rent in Babergh was £629 a month in 2015 and £965 in August 2026, a rise of 53%. The typical area of England and Wales saw a rise of 52%. That makes Babergh around the middle of 316 areas (144th fastest-rising) for rent growth since 2015.

Over the same period the average house price rose 40%. Rents have risen faster than house prices here, by 14 percentage points.

Rent figures are from the ONS Price Index of Private Rents and are cash figures, not adjusted for inflation.

Crime

Police recorded crime in the year ending March 2026, per 1,000 residents, against the average for the areas of England and Wales covered here.

Type of crime Per 1,000 residents England and Wales average Compared with average Change on a year earlier
All recorded crime (excluding fraud) 46.6 81.3 43% below average −4%
Violence against the person 20.2 31.0 35% below average −1%
Sexual offences 2.9 3.4 15% below average +3%
Robbery 0.3 1.4 81% below average –
Residential burglary (per 1,000 households) 3.2 6.2 48% below average +1%
Vehicle offences 1.9 4.9 60% below average +13%
Theft from the person 0.2 1.6 88% below average –
Criminal damage and arson 4.7 7.1 34% below average −8%

Recorded crime in Babergh was 48.8 per 1,000 residents in the year ending March 2025 and 46.6 in the year ending March 2026, down 4%. Across England and Wales it was down 4%.

Changes are left blank where the rate is very low, as a few extra crimes would look like a big swing. This is one year's change only, so it can reflect one-off events or changes in how police record crime, not just a real trend. Rates per resident use ONS population estimates for each year.

Police publish one combined figure for Babergh and Mid Suffolk, West Suffolk, so this rate covers all of them.

Rates use the resident population, so areas with many daytime visitors, students or a busy night-time economy, such as city centres, show higher crime per resident than residents experience. Recorded crime also depends on how likely crimes are to be reported and how police record them. Residential burglary is per 1,000 households. Robbery and theft from the person are concentrated in a few city centres, so most areas sit well below the national average for them.

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